Bind each customer to a Verae userId for hop tracing

Signup registers/binds a Verae central user and stores veraeUserId. Public access stays the zappier API key. Chain JWTs stay server-side behind tokenRef. Authz, billing, and jobs.watch carry veraeUserId.

docs/02-architecture/nats-subjects.md

@@ -25,6 +25,7 @@ All subjects are prefixed with `verae.zapier.` to isolate this platform from oth
 | `tenantId` | string | yes | Owning tenant |
 | `jobId` | string | yes | Verae job id |
 | `tokenRef` | string | preferred | Opaque ref to resolve Verae credentials (avoid raw JWT) |
+| `veraeUserId` | string | preferred | Stable Verae central user id (`vu_…`); not a JWT |
 | `veraeToken` | string | discouraged | Only if tokenRef unavailable; redacted in logs |
 | `enqueuedAt` | ISO-8601 | yes | Enqueue time |
 | `attempt` | number | yes | Delivery attempt (0-based) |

docs/modules/README.md

@@ -32,6 +32,7 @@ One MD file per source module.
 - [zappier/statement](zappier/statement.md)
 - [zappier/upstream](zappier/upstream.md)
 - [zappier/usage](zappier/usage.md)
+- [zappier/verae-bind](zappier/verae-bind.md)
 - [verae-zapier-middleware/app](verae-zapier-middleware/app.md)
 - [verae-zapier-middleware/clients/veraeClient](verae-zapier-middleware/clients/veraeClient.md)
 - [verae-zapier-middleware/config](verae-zapier-middleware/config.md)
@@ -43,6 +44,7 @@ One MD file per source module.
 - [verae-zapier-middleware/debug/trace](verae-zapier-middleware/debug/trace.md)
 - [verae-zapier-middleware/errors](verae-zapier-middleware/errors.md)
 - [verae-zapier-middleware/index](verae-zapier-middleware/index.md)
+- [verae-zapier-middleware/lib/identity](verae-zapier-middleware/lib/identity.md)
 - [verae-zapier-middleware/lib/receiptPdf](verae-zapier-middleware/lib/receiptPdf.md)
 - [verae-zapier-middleware/lib/tokens](verae-zapier-middleware/lib/tokens.md)
 - [verae-zapier-middleware/middleware/authenticate](verae-zapier-middleware/middleware/authenticate.md)
@@ -71,6 +73,7 @@ One MD file per source module.
 - [verae-zapier-middleware/store/db](verae-zapier-middleware/store/db.md)
 - [verae-zapier-middleware/store/jobWatchers](verae-zapier-middleware/store/jobWatchers.md)
 - [verae-zapier-middleware/store/tenants](verae-zapier-middleware/store/tenants.md)
+- [verae-zapier-middleware/store/tokenRefs](verae-zapier-middleware/store/tokenRefs.md)
 - [verae-zapier-middleware/store/usage](verae-zapier-middleware/store/usage.md)
 - [verae-zapier-middleware/store/webhooks](verae-zapier-middleware/store/webhooks.md)
 - [verae-zapier-middleware/workers/inProcessJobPoller](verae-zapier-middleware/workers/inProcessJobPoller.md)

docs/modules/verae-access-authz/policy.md

@@ -2,7 +2,7 @@
 
 **Package:** `verae-access-authz`  
 **Source:** `packages/verae-access-authz/src/policy.js`  
-**Lines:** 99
+**Lines:** 101
 
 ## What this module is
 

docs/modules/verae-zapier-middleware/clients/veraeClient.md

@@ -2,7 +2,7 @@
 
 **Package:** `verae-zapier-middleware`  
 **Source:** `packages/verae-zapier-middleware/src/clients/veraeClient.js`  
-**Lines:** 352
+**Lines:** 386
 
 ## What this module is
 
@@ -24,6 +24,7 @@ _None extracted._
 | `delay` | `ms` | ms: `number` | `Promise<void>` | see Call graph |
 | `mockLogin` | `{ username, password }` | ms: `number` | `Promise<void>` | see Call graph |
 | `mockValidate` | `token` | — | `unknown` | see Call graph |
+| `mockCreateUser` | `{ username, password, role = 'user' }` | — | `unknown` | see Call graph |
 | `mockCreateTimestamp` | `{ data, hashAlg, sha256, publicMetadata, privateMetadata }` | — | `unknown` | see Call graph |
 | `mockGetStatus` | `jobId` | — | `unknown` | see Call graph |
 | `mockLookupHash` | `sha256` | — | `unknown` | see Call graph |
@@ -38,6 +39,8 @@ _None extracted._
 | `setTimeout` | `(` |
 | `login` | `credentials` |
 | `validate` | `token` |
+| `createUser` | `adminToken, body` |
+| `bindUser` | `credentials` |
 | `createTimestamp` | `token, body` |
 | `lookupHash` | `token, sha256` |
 | `createBatchTimestamp` | `token, body` |
@@ -54,10 +57,11 @@ _None extracted._
 - `../config.js`
 - `../errors.js`
 - `../debug/logger.js`
+- `../lib/identity.js`
 
 ## Call graph (identifiers invoked)
 
-`net`, `createDebugger`, `sha256Hex`, `createHash`, `update`, `digest`, `delay`, `setTimeout`, `mockLogin`, `now`, `toISOString`, `randomUUID`, `includes`, `mockValidate`, `startsWith`, `replace`, `mockCreateTimestamp`, `toLowerCase`, `get`, `set`, `mockGetStatus`, `mockLookupHash`, `mockVerify`, `request`, `debug`, `fetch`, `stringify`, `text`, `parse`, `error`, `client`, `login`, `validate`, `createTimestamp`, `lookupHash`, `createBatchTimestamp`, `push`, `getStatus`, `encodeURIComponent`, `getBatchStatus`, `verify`, `verifyBatch`, `getJobVerification`, `waitForJob`, `jobs`, `clearMockJobs`, `clear`
+`net`, `createDebugger`, `sha256Hex`, `createHash`, `update`, `digest`, `delay`, `setTimeout`, `mockLogin`, `now`, `toISOString`, `stableVeraeUserId`, `includes`, `mockValidate`, `startsWith`, `replace`, `mockCreateUser`, `mockCreateTimestamp`, `toLowerCase`, `get`, `randomUUID`, `set`, `mockGetStatus`, `mockLookupHash`, `mockVerify`, `request`, `debug`, `fetch`, `stringify`, `text`, `parse`, `error`, `client`, `login`, `validate`, `createUser`, `bindUser`, `createTimestamp`, `lookupHash`, `createBatchTimestamp`, `push`, `getStatus`, `encodeURIComponent`, `getBatchStatus`, `verify`, `verifyBatch`, `getJobVerification`, `waitForJob`, `jobs`, `clearMockJobs`, `clear`
 
 Each identifier is a call site in this file. Follow the import list to see the defining module; open that module’s MD for parameter and return types.
 

docs/modules/verae-zapier-middleware/lib/identity.md

@@ -0,0 +1,41 @@
+# `verae-zapier-middleware/lib/identity`
+
+**Package:** `verae-zapier-middleware`  
+**Source:** `packages/verae-zapier-middleware/src/lib/identity.js`  
+**Lines:** 17
+
+## What this module is
+
+Implementation module in `verae-zapier-middleware`. The tables below are extracted from the source (signatures + JSDoc).
+
+## Exports
+
+`normalizeVeraeUsername`, `stableVeraeUserId`
+
+## Types / interfaces / classes
+
+_None extracted._
+
+## Functions
+
+| Name | Parameters | Param types (JSDoc) | Returns | Calls (same file / helpers) |
+|------|------------|---------------------|---------|-----------------------------|
+| `normalizeVeraeUsername` | `username` | — | `unknown` | see Call graph |
+| `stableVeraeUserId` | `username` | — | `unknown` | see Call graph |
+
+## What it imports / requires
+
+- `node:crypto`
+
+## Call graph (identifiers invoked)
+
+`normalizeVeraeUsername`, `trim`, `toLowerCase`, `stableVeraeUserId`, `createHash`, `update`, `digest`, `slice`
+
+Each identifier is a call site in this file. Follow the import list to see the defining module; open that module’s MD for parameter and return types.
+
+## Return values (how to read this)
+
+- HTTP route handlers return Express `res.json(...)` bodies (see route docs).
+- Zapier `perform` functions return a **single object** (creates) or an **array** (triggers/searches).
+- Pricing functions return integer **cents** on `Quote.totalCents`.
+

docs/modules/verae-zapier-middleware/middleware/authenticate.md

@@ -2,7 +2,7 @@
 
 **Package:** `verae-zapier-middleware`  
 **Source:** `packages/verae-zapier-middleware/src/middleware/authenticate.js`  
-**Lines:** 28
+**Lines:** 34
 
 ## What this module is
 
@@ -35,7 +35,7 @@ _No top-level functions extracted._
 
 ## Call graph (identifiers invoked)
 
-`createDebugger`, `asyncHandler`, `async`, `extractBearerToken`, `resolveAuthContext`, `debug`, `next`
+`createDebugger`, `asyncHandler`, `async`, `extractBearerToken`, `resolveAuthContext`, `startsWith`, `debug`, `next`
 
 Each identifier is a call site in this file. Follow the import list to see the defining module; open that module’s MD for parameter and return types.
 

docs/modules/verae-zapier-middleware/nats/publishers.md

@@ -2,7 +2,7 @@
 
 **Package:** `verae-zapier-middleware`  
 **Source:** `packages/verae-zapier-middleware/src/nats/publishers.js`  
-**Lines:** 96
+**Lines:** 98
 
 ## What this module is
 

docs/modules/verae-zapier-middleware/services/authService.md

@@ -2,7 +2,7 @@
 
 **Package:** `verae-zapier-middleware`  
 **Source:** `packages/verae-zapier-middleware/src/services/authService.js`  
-**Lines:** 142
+**Lines:** 154
 
 ## What this module is
 
@@ -35,7 +35,7 @@ _None extracted._
 
 ## Call graph (identifiers invoked)
 
-`createDebugger`, `loginWithCredentials`, `debug`, `login`, `issueSessionToken`, `loginWithApiKey`, `getTenantByApiKey`, `resolveAuthContext`, `isApiKey`, `parseSessionToken`, `getTenant`, `parse`, `now`, `validateSession`, `validate`
+`createDebugger`, `loginWithCredentials`, `debug`, `login`, `upsertTenant`, `issueSessionToken`, `loginWithApiKey`, `getTenantByApiKey`, `resolveAuthContext`, `isApiKey`, `parseSessionToken`, `getTenant`, `parse`, `now`, `validateSession`, `validate`
 
 Each identifier is a call site in this file. Follow the import list to see the defining module; open that module’s MD for parameter and return types.
 

docs/modules/verae-zapier-middleware/services/tenantService.md

@@ -2,7 +2,7 @@
 
 **Package:** `verae-zapier-middleware`  
 **Source:** `packages/verae-zapier-middleware/src/services/tenantService.js`  
-**Lines:** 138
+**Lines:** 150
 
 ## What this module is
 
@@ -45,7 +45,7 @@ _None extracted._
 
 ## Call graph (identifiers invoked)
 
-`createDebugger`, `slugify`, `toLowerCase`, `replace`, `slice`, `validateVeraeCredentials`, `login`, `selfServeSignup`, `randomUUID`, `createTenant`, `info`, `provision`, `provisionTenant`, `has`, `getTenant`, `listProvisionedTenants`, `listTenants`, `map`
+`createDebugger`, `slugify`, `toLowerCase`, `replace`, `slice`, `validateVeraeCredentials`, `login`, `selfServeSignup`, `bindUser`, `randomUUID`, `createTenant`, `info`, `provision`, `provisionTenant`, `has`, `getTenant`, `listProvisionedTenants`, `listTenants`, `map`
 
 Each identifier is a call site in this file. Follow the import list to see the defining module; open that module’s MD for parameter and return types.
 

docs/modules/verae-zapier-middleware/services/timestampService.md

@@ -2,7 +2,7 @@
 
 **Package:** `verae-zapier-middleware`  
 **Source:** `packages/verae-zapier-middleware/src/services/timestampService.js`  
-**Lines:** 170
+**Lines:** 171
 
 ## What this module is
 
@@ -53,13 +53,14 @@ _None extracted._
 - `../config.js`
 - `../clients/veraeClient.js`
 - `../store/jobWatchers.js`
+- `../store/tokenRefs.js`
 - `./entitlementService.js`
 - `../debug/logger.js`
 - `../debug/trace-context.js`
 
 ## Call graph (identifiers invoked)
 
-`createDebugger`, `enqueueWatchForJob`, `getTraceId`, `import`, `enqueueWatch`, `debug`, `enqueueJob`, `createTimestamp`, `checkEntitlement`, `recordUsage`, `createTimestampAndWait`, `waitForJobEvent`, `getStatus`, `waitForJob`, `createBatchTimestamp`, `getJobStatus`, `getBatchJobStatus`, `getBatchStatus`, `getJobVerification`, `lookupHash`
+`createDebugger`, `enqueueWatchForJob`, `getTraceId`, `import`, `enqueueWatch`, `issueTokenRef`, `debug`, `enqueueJob`, `createTimestamp`, `checkEntitlement`, `recordUsage`, `createTimestampAndWait`, `waitForJobEvent`, `getStatus`, `waitForJob`, `createBatchTimestamp`, `getJobStatus`, `getBatchJobStatus`, `getBatchStatus`, `getJobVerification`, `lookupHash`
 
 Each identifier is a call site in this file. Follow the import list to see the defining module; open that module’s MD for parameter and return types.
 

docs/modules/verae-zapier-middleware/store/db.md

@@ -2,7 +2,7 @@
 
 **Package:** `verae-zapier-middleware`  
 **Source:** `packages/verae-zapier-middleware/src/store/db.js`  
-**Lines:** 118
+**Lines:** 120
 
 ## What this module is
 

docs/modules/verae-zapier-middleware/store/tenants.md

@@ -2,7 +2,7 @@
 
 **Package:** `verae-zapier-middleware`  
 **Source:** `packages/verae-zapier-middleware/src/store/tenants.js`  
-**Lines:** 138
+**Lines:** 142
 
 ## What this module is
 
@@ -30,8 +30,9 @@ _None extracted._
   plan = 'free',
   veraeUsername,
   veraePassword,
+  veraeUserId,
   contract = null,
-  apiKey = generateApiKey(` | params: `object`, params.id: `string`, params.name: `string`, params.plan: `string`, params.veraeUsername: `string`, params.veraePassword: `string`, params.contract: `object|null`, params.apiKey: `string`, params.metadata: `object` | `{ tenant: Tenant, apiKey: string ` — } | see Call graph |
+  apiKey = generateApiKey(` | params: `object`, params.id: `string`, params.name: `string`, params.plan: `string`, params.veraeUsername: `string`, params.veraePassword: `string`, params.veraeUserId: `string`, params.contract: `object|null`, params.apiKey: `string`, params.metadata: `object` | `{ tenant: Tenant, apiKey: string ` — } | see Call graph |
 | `resolveLimits` | `tenant` | tenant: `Tenant` | `{
  *   timestamps: number|null,
  *   verifications: number|null,

docs/modules/verae-zapier-middleware/store/tokenRefs.md

@@ -0,0 +1,48 @@
+# `verae-zapier-middleware/store/tokenRefs`
+
+**Package:** `verae-zapier-middleware`  
+**Source:** `packages/verae-zapier-middleware/src/store/tokenRefs.js`  
+**Lines:** 21
+
+## What this module is
+
+Implementation module in `verae-zapier-middleware`. The tables below are extracted from the source (signatures + JSDoc).
+
+## Exports
+
+`issueTokenRef`, `resolveTokenRef`
+
+## Types / interfaces / classes
+
+_None extracted._
+
+## Functions
+
+| Name | Parameters | Param types (JSDoc) | Returns | Calls (same file / helpers) |
+|------|------------|---------------------|---------|-----------------------------|
+| `issueTokenRef` | `tenantId` | — | `unknown` | see Call graph |
+| `resolveTokenRef` | `ref` | — | `unknown` | see Call graph |
+
+## Methods (class / object)
+
+| Name | Parameters |
+|------|------------|
+| `persist` | `(none)` |
+
+## What it imports / requires
+
+- `node:crypto`
+- `./db.js`
+
+## Call graph (identifiers invoked)
+
+`issueTokenRef`, `randomBytes`, `toString`, `getStore`, `toISOString`, `persist`, `resolveTokenRef`
+
+Each identifier is a call site in this file. Follow the import list to see the defining module; open that module’s MD for parameter and return types.
+
+## Return values (how to read this)
+
+- HTTP route handlers return Express `res.json(...)` bodies (see route docs).
+- Zapier `perform` functions return a **single object** (creates) or an **array** (triggers/searches).
+- Pricing functions return integer **cents** on `Quote.totalCents`.
+

docs/modules/verae-zapier-middleware/workers/jobPollerWorker.md

@@ -2,7 +2,7 @@
 
 **Package:** `verae-zapier-middleware`  
 **Source:** `packages/verae-zapier-middleware/src/workers/jobPollerWorker.js`  
-**Lines:** 159
+**Lines:** 161
 
 ## What this module is
 
@@ -34,11 +34,12 @@ _None extracted._
 - `../nats/publishers.js`
 - `../clients/veraeClient.js`
 - `../store/tenants.js`
+- `../store/tokenRefs.js`
 - `../debug/trace.js`
 
 ## Call graph (identifiers invoked)
 
-`createDebugger`, `polling`, `resolveVeraeToken`, `getTenant`, `login`, `handleWatch`, `withTrace`, `async`, `publishJobEvent`, `ack`, `getStatus`, `debug`, `nak`, `startJobPollerWorker`, `stopJobPollerWorker`, `connectNats`, `ensureStreams`, `consumer`, `add`, `get`, `info`, `consume`, `parse`, `string`, `error`, `abort`
+`createDebugger`, `polling`, `resolveVeraeToken`, `resolveTokenRef`, `getTenant`, `login`, `handleWatch`, `withTrace`, `async`, `publishJobEvent`, `ack`, `getStatus`, `debug`, `nak`, `startJobPollerWorker`, `stopJobPollerWorker`, `connectNats`, `ensureStreams`, `consumer`, `add`, `get`, `info`, `consume`, `parse`, `string`, `error`, `abort`
 
 Each identifier is a call site in this file. Follow the import list to see the defining module; open that module’s MD for parameter and return types.
 

docs/modules/zappier-account-balance/books.md

@@ -2,7 +2,7 @@
 
 **Package:** `zappier-account-balance`  
 **Source:** `packages/zappier-account-balance/src/books.js`  
-**Lines:** 90
+**Lines:** 100
 
 ## What this module is
 
@@ -30,8 +30,9 @@ Implementation module in `zappier-account-balance`. The tables below are extract
 | Name | Parameters |
 |------|------------|
 | `constructor` | `(none)` |
+| `remember` | `customerId, veraeUserId` |
 | `prepaidCents` | `customerId` |
-| `adjust` | `{ customerId, cents, reason, agent, kind = 'credit' }` |
+| `adjust` | `{ customerId, cents, reason, agent, kind = 'credit', veraeUserId }` |
 | `recordUsage` | `entry` |
 | `recordPayment` | `entry` |
 | `statement` | `customerId` |
@@ -42,7 +43,7 @@ _No imports detected._
 
 ## Call graph (identifiers invoked)
 
-`constructor`, `prepaidCents`, `adjust`, `trunc`, `now`, `toString`, `random`, `slice`, `toISOString`, `unshift`, `recordUsage`, `recordPayment`, `statement`, `filter`, `match`, `handle`, `endsWith`
+`constructor`, `remember`, `prepaidCents`, `adjust`, `trunc`, `now`, `toString`, `random`, `slice`, `toISOString`, `unshift`, `recordUsage`, `recordPayment`, `statement`, `filter`, `match`, `handle`, `endsWith`
 
 Each identifier is a call site in this file. Follow the import list to see the defining module; open that module’s MD for parameter and return types.
 

docs/modules/zappier/admin.md

@@ -2,7 +2,7 @@
 
 **Package:** `zappier`  
 **Source:** `packages/zappier/src/admin.ts`  
-**Lines:** 591
+**Lines:** 593
 
 ## What this module is
 

docs/modules/zappier/app.md

@@ -2,7 +2,7 @@
 
 **Package:** `zappier`  
 **Source:** `packages/zappier/src/app.ts`  
-**Lines:** 272
+**Lines:** 278
 
 ## What this module is
 
@@ -52,7 +52,7 @@ Implementation module in `zappier`. The tables below are extracted from the sour
 
 ## Call graph (identifiers invoked)
 
-`join`, `next`, `parse`, `status`, `json`, `buildApp`, `seeded`, `seedAdminUsersFromEnv`, `rateCard`, `getRateCard`, `tiers`, `getTiers`, `natsPublish`, `toISOString`, `express`, `use`, `load`, `setup`, `adminLoginRouter`, `adminAuth`, `adminRouter`, `static`, `async`, `import`, `toDataURL`, `portalRouter`, `get`, `apiKeyAuth`, `middleware`, `meter`, `post`, `toUpperCase`, `proxyVerae`, `toLowerCase`, `createHash`, `update`, `digest`, `randomUUID`, `set`, `isFinite`, `map`, `unshift`, `filter`, `setUTCDate`, `setUTCHours`, `summaryFor`, `find`, `applyMonthlyCredit`
+`join`, `next`, `parse`, `status`, `json`, `buildApp`, `seeded`, `seedAdminUsersFromEnv`, `rateCard`, `getRateCard`, `tiers`, `getTiers`, `list`, `find`, `natsPublish`, `toISOString`, `express`, `use`, `load`, `setup`, `adminLoginRouter`, `adminAuth`, `adminRouter`, `static`, `async`, `import`, `toDataURL`, `portalRouter`, `get`, `apiKeyAuth`, `middleware`, `meter`, `post`, `toUpperCase`, `proxyVerae`, `toLowerCase`, `createHash`, `update`, `digest`, `randomUUID`, `set`, `isFinite`, `map`, `unshift`, `filter`, `setUTCDate`, `setUTCHours`, `summaryFor`, `applyMonthlyCredit`
 
 Each identifier is a call site in this file. Follow the import list to see the defining module; open that module’s MD for parameter and return types.
 

docs/modules/zappier/auth.md

@@ -2,7 +2,7 @@
 
 **Package:** `zappier`  
 **Source:** `packages/zappier/src/auth.ts`  
-**Lines:** 84
+**Lines:** 87
 
 ## What this module is
 
@@ -48,7 +48,7 @@ Implementation module in `zappier`. The tables below are extracted from the sour
 
 ## Call graph (identifiers invoked)
 
-`findByApiKey`, `findByEmail`, `list`, `save`, `constructor`, `arrays`, `map`, `find`, `toLowerCase`, `findIndex`, `push`, `apiKeyAuth`, `header`, `status`, `json`, `next`
+`id`, `findByApiKey`, `findByEmail`, `list`, `save`, `constructor`, `arrays`, `map`, `find`, `toLowerCase`, `findIndex`, `push`, `apiKeyAuth`, `header`, `status`, `json`, `next`
 
 Each identifier is a call site in this file. Follow the import list to see the defining module; open that module’s MD for parameter and return types.
 

docs/modules/zappier/billing-nats.md

@@ -2,7 +2,7 @@
 
 **Package:** `zappier`  
 **Source:** `packages/zappier/src/billing-nats.ts`  
-**Lines:** 130
+**Lines:** 138
 
 ## What this module is
 
@@ -29,11 +29,13 @@ Implementation module in `zappier`. The tables below are extracted from the sour
 | `decode` | `buf: Uint8Array` | — | `unknown` | see Call graph |
 | `authzAllow` | `plane: AccessPlane,
   subject: string,
-  extra: { principal?: string; kind?: string } = {},` | — | `unknown` | see Call graph |
+  extra: { principal?: string; kind?: string; veraeUserId?: string } = {},` | — | `unknown` | see Call graph |
 | `natsStatement` | `customerId: string,
-  plane: AccessPlane = 'web',` | — | `unknown` | see Call graph |
+  plane: AccessPlane = 'web',
+  veraeUserId?: string,` | — | `unknown` | see Call graph |
 | `natsAdjust` | `payload: {
     customerId: string;
+    veraeUserId?: string;
     cents: number;
     reason: string;
     agent: string;

docs/modules/zappier/portal.md

@@ -2,7 +2,7 @@
 
 **Package:** `zappier`  
 **Source:** `packages/zappier/src/portal.ts`  
-**Lines:** 328
+**Lines:** 337
 
 ## What this module is
 
@@ -51,10 +51,11 @@ Implementation module in `zappier`. The tables below are extracted from the sour
 - `./credits`
 - `./statement`
 - `./billing-nats`
+- `./verae-bind`
 
 ## Call graph (identifiers invoked)
 
-`now`, `reload`, `customer`, `publicProfile`, `sessionAuth`, `header`, `startsWith`, `slice`, `get`, `list`, `find`, `status`, `json`, `next`, `save`, `portalRouter`, `post`, `trim`, `test`, `hashPassword`, `findByEmail`, `randomBytes`, `toString`, `create`, `verifyPassword`, `verifyTotp`, `use`, `delete`, `setUTCDate`, `setUTCHours`, `summaryFor`, `tiers`, `applyMonthlyCredit`, `rateCard`, `async`, `natsStatement`, `composeStatement`, `listFor`, `type`, `send`, `renderInvoiceHtml`, `generateTotpSecret`, `totpUri`, `qr`, `isInteger`, `natsPublish`, `natsAdjust`, `put`
+`now`, `reload`, `customer`, `publicProfile`, `sessionAuth`, `header`, `startsWith`, `slice`, `get`, `list`, `find`, `status`, `json`, `next`, `save`, `portalRouter`, `post`, `async`, `trim`, `test`, `hashPassword`, `findByEmail`, `randomBytes`, `toString`, `bindVeraeUser`, `create`, `verifyPassword`, `verifyTotp`, `use`, `delete`, `setUTCDate`, `setUTCHours`, `summaryFor`, `tiers`, `applyMonthlyCredit`, `rateCard`, `natsStatement`, `composeStatement`, `listFor`, `type`, `send`, `renderInvoiceHtml`, `generateTotpSecret`, `totpUri`, `qr`, `isInteger`, `natsPublish`, `natsAdjust`, `put`
 
 Each identifier is a call site in this file. Follow the import list to see the defining module; open that module’s MD for parameter and return types.
 

docs/modules/zappier/statement.md

@@ -2,7 +2,7 @@
 
 **Package:** `zappier`  
 **Source:** `packages/zappier/src/statement.ts`  
-**Lines:** 39
+**Lines:** 41
 
 ## What this module is
 
@@ -22,6 +22,7 @@ _None extracted._
 |------|------------|---------------------|---------|-----------------------------|
 | `composeStatement` | `args: {
   customerId: string;
+  veraeUserId?: string;
   prepaidCents: number;
   credits: CreditAdjustment[];
   usage: UsageEntry[];

docs/modules/zappier/upstream.md

@@ -2,7 +2,7 @@
 
 **Package:** `zappier`  
 **Source:** `packages/zappier/src/upstream.ts`  
-**Lines:** 46
+**Lines:** 48
 
 ## What this module is
 

docs/modules/zappier/verae-bind.md

@@ -0,0 +1,46 @@
+# `zappier/verae-bind`
+
+**Package:** `zappier`  
+**Source:** `packages/zappier/src/verae-bind.ts`  
+**Lines:** 77
+
+## What this module is
+
+Implementation module in `zappier`. The tables below are extracted from the source (signatures + JSDoc).
+
+## Exports
+
+`normalizeVeraeUsername`, `stableVeraeUserId`, `VeraeBind`, `bindVeraeUser`
+
+## Types / interfaces / classes
+
+| Kind | Name |
+|------|------|
+| type | `VeraeBind` |
+
+## Functions
+
+| Name | Parameters | Param types (JSDoc) | Returns | Calls (same file / helpers) |
+|------|------------|---------------------|---------|-----------------------------|
+| `normalizeVeraeUsername` | `username: string` | — | `unknown` | see Call graph |
+| `stableVeraeUserId` | `username: string` | — | `unknown` | see Call graph |
+| `mockBind` | `email: string` | — | `unknown` | see Call graph |
+| `bindVeraeUser` | `email: string` | — | `unknown` | see Call graph |
+| `login` | `username: string, pass: string` | — | `unknown` | see Call graph |
+
+## What it imports / requires
+
+- `crypto`
+
+## Call graph (identifiers invoked)
+
+`normalizeVeraeUsername`, `trim`, `toLowerCase`, `stableVeraeUserId`, `createHash`, `update`, `digest`, `slice`, `mockBind`, `bindVeraeUser`, `replace`, `randomBytes`, `toString`, `async`, `fetch`, `stringify`, `json`, `login`
+
+Each identifier is a call site in this file. Follow the import list to see the defining module; open that module’s MD for parameter and return types.
+
+## Return values (how to read this)
+
+- HTTP route handlers return Express `res.json(...)` bodies (see route docs).
+- Zapier `perform` functions return a **single object** (creates) or an **array** (triggers/searches).
+- Pricing functions return integer **cents** on `Quote.totalCents`.
+

docs/sphinx/index.rst

@@ -68,6 +68,7 @@ Markdown indexes: https://zapier.georgelambert.org/index-md.html
    modules/zappier/statement
    modules/zappier/upstream
    modules/zappier/usage
+   modules/zappier/verae-bind
    modules/verae-zapier-middleware/app
    modules/verae-zapier-middleware/clients/veraeClient
    modules/verae-zapier-middleware/config
@@ -79,6 +80,7 @@ Markdown indexes: https://zapier.georgelambert.org/index-md.html
    modules/verae-zapier-middleware/debug/trace
    modules/verae-zapier-middleware/errors
    modules/verae-zapier-middleware/index
+   modules/verae-zapier-middleware/lib/identity
    modules/verae-zapier-middleware/lib/receiptPdf
    modules/verae-zapier-middleware/lib/tokens
    modules/verae-zapier-middleware/middleware/authenticate
@@ -107,6 +109,7 @@ Markdown indexes: https://zapier.georgelambert.org/index-md.html
    modules/verae-zapier-middleware/store/db
    modules/verae-zapier-middleware/store/jobWatchers
    modules/verae-zapier-middleware/store/tenants
+   modules/verae-zapier-middleware/store/tokenRefs
    modules/verae-zapier-middleware/store/usage
    modules/verae-zapier-middleware/store/webhooks
    modules/verae-zapier-middleware/workers/inProcessJobPoller

docs/sphinx/modules/verae-access-authz/policy.md

@@ -2,7 +2,7 @@
 
 **Package:** `verae-access-authz`  
 **Source:** `packages/verae-access-authz/src/policy.js`  
-**Lines:** 99
+**Lines:** 101
 
 ## What this module is
 

docs/sphinx/modules/verae-zapier-middleware/clients/veraeClient.md

@@ -2,7 +2,7 @@
 
 **Package:** `verae-zapier-middleware`  
 **Source:** `packages/verae-zapier-middleware/src/clients/veraeClient.js`  
-**Lines:** 352
+**Lines:** 386
 
 ## What this module is
 
@@ -24,6 +24,7 @@ _None extracted._
 | `delay` | `ms` | ms: `number` | `Promise<void>` | see Call graph |
 | `mockLogin` | `{ username, password }` | ms: `number` | `Promise<void>` | see Call graph |
 | `mockValidate` | `token` | — | `unknown` | see Call graph |
+| `mockCreateUser` | `{ username, password, role = 'user' }` | — | `unknown` | see Call graph |
 | `mockCreateTimestamp` | `{ data, hashAlg, sha256, publicMetadata, privateMetadata }` | — | `unknown` | see Call graph |
 | `mockGetStatus` | `jobId` | — | `unknown` | see Call graph |
 | `mockLookupHash` | `sha256` | — | `unknown` | see Call graph |
@@ -38,6 +39,8 @@ _None extracted._
 | `setTimeout` | `(` |
 | `login` | `credentials` |
 | `validate` | `token` |
+| `createUser` | `adminToken, body` |
+| `bindUser` | `credentials` |
 | `createTimestamp` | `token, body` |
 | `lookupHash` | `token, sha256` |
 | `createBatchTimestamp` | `token, body` |
@@ -54,10 +57,11 @@ _None extracted._
 - `../config.js`
 - `../errors.js`
 - `../debug/logger.js`
+- `../lib/identity.js`
 
 ## Call graph (identifiers invoked)
 
-`net`, `createDebugger`, `sha256Hex`, `createHash`, `update`, `digest`, `delay`, `setTimeout`, `mockLogin`, `now`, `toISOString`, `randomUUID`, `includes`, `mockValidate`, `startsWith`, `replace`, `mockCreateTimestamp`, `toLowerCase`, `get`, `set`, `mockGetStatus`, `mockLookupHash`, `mockVerify`, `request`, `debug`, `fetch`, `stringify`, `text`, `parse`, `error`, `client`, `login`, `validate`, `createTimestamp`, `lookupHash`, `createBatchTimestamp`, `push`, `getStatus`, `encodeURIComponent`, `getBatchStatus`, `verify`, `verifyBatch`, `getJobVerification`, `waitForJob`, `jobs`, `clearMockJobs`, `clear`
+`net`, `createDebugger`, `sha256Hex`, `createHash`, `update`, `digest`, `delay`, `setTimeout`, `mockLogin`, `now`, `toISOString`, `stableVeraeUserId`, `includes`, `mockValidate`, `startsWith`, `replace`, `mockCreateUser`, `mockCreateTimestamp`, `toLowerCase`, `get`, `randomUUID`, `set`, `mockGetStatus`, `mockLookupHash`, `mockVerify`, `request`, `debug`, `fetch`, `stringify`, `text`, `parse`, `error`, `client`, `login`, `validate`, `createUser`, `bindUser`, `createTimestamp`, `lookupHash`, `createBatchTimestamp`, `push`, `getStatus`, `encodeURIComponent`, `getBatchStatus`, `verify`, `verifyBatch`, `getJobVerification`, `waitForJob`, `jobs`, `clearMockJobs`, `clear`
 
 Each identifier is a call site in this file. Follow the import list to see the defining module; open that module’s MD for parameter and return types.
 

docs/sphinx/modules/verae-zapier-middleware/lib/identity.md

@@ -0,0 +1,41 @@
+# `verae-zapier-middleware/lib/identity`
+
+**Package:** `verae-zapier-middleware`  
+**Source:** `packages/verae-zapier-middleware/src/lib/identity.js`  
+**Lines:** 17
+
+## What this module is
+
+Implementation module in `verae-zapier-middleware`. The tables below are extracted from the source (signatures + JSDoc).
+
+## Exports
+
+`normalizeVeraeUsername`, `stableVeraeUserId`
+
+## Types / interfaces / classes
+
+_None extracted._
+
+## Functions
+
+| Name | Parameters | Param types (JSDoc) | Returns | Calls (same file / helpers) |
+|------|------------|---------------------|---------|-----------------------------|
+| `normalizeVeraeUsername` | `username` | — | `unknown` | see Call graph |
+| `stableVeraeUserId` | `username` | — | `unknown` | see Call graph |
+
+## What it imports / requires
+
+- `node:crypto`
+
+## Call graph (identifiers invoked)
+
+`normalizeVeraeUsername`, `trim`, `toLowerCase`, `stableVeraeUserId`, `createHash`, `update`, `digest`, `slice`
+
+Each identifier is a call site in this file. Follow the import list to see the defining module; open that module’s MD for parameter and return types.
+
+## Return values (how to read this)
+
+- HTTP route handlers return Express `res.json(...)` bodies (see route docs).
+- Zapier `perform` functions return a **single object** (creates) or an **array** (triggers/searches).
+- Pricing functions return integer **cents** on `Quote.totalCents`.
+

docs/sphinx/modules/verae-zapier-middleware/lib/identity.rst

@@ -0,0 +1,7 @@
+verae-zapier-middleware.lib.identity
+====================================
+
+Generated API sheet for ``verae-zapier-middleware/lib/identity``.
+
+.. include:: identity.md
+   :parser: myst_parser.sphinx_

docs/sphinx/modules/verae-zapier-middleware/middleware/authenticate.md

@@ -2,7 +2,7 @@
 
 **Package:** `verae-zapier-middleware`  
 **Source:** `packages/verae-zapier-middleware/src/middleware/authenticate.js`  
-**Lines:** 28
+**Lines:** 34
 
 ## What this module is
 
@@ -35,7 +35,7 @@ _No top-level functions extracted._
 
 ## Call graph (identifiers invoked)
 
-`createDebugger`, `asyncHandler`, `async`, `extractBearerToken`, `resolveAuthContext`, `debug`, `next`
+`createDebugger`, `asyncHandler`, `async`, `extractBearerToken`, `resolveAuthContext`, `startsWith`, `debug`, `next`
 
 Each identifier is a call site in this file. Follow the import list to see the defining module; open that module’s MD for parameter and return types.
 

docs/sphinx/modules/verae-zapier-middleware/nats/publishers.md

@@ -2,7 +2,7 @@
 
 **Package:** `verae-zapier-middleware`  
 **Source:** `packages/verae-zapier-middleware/src/nats/publishers.js`  
-**Lines:** 96
+**Lines:** 98
 
 ## What this module is
 

docs/sphinx/modules/verae-zapier-middleware/services/authService.md

@@ -2,7 +2,7 @@
 
 **Package:** `verae-zapier-middleware`  
 **Source:** `packages/verae-zapier-middleware/src/services/authService.js`  
-**Lines:** 142
+**Lines:** 154
 
 ## What this module is
 
@@ -35,7 +35,7 @@ _None extracted._
 
 ## Call graph (identifiers invoked)
 
-`createDebugger`, `loginWithCredentials`, `debug`, `login`, `issueSessionToken`, `loginWithApiKey`, `getTenantByApiKey`, `resolveAuthContext`, `isApiKey`, `parseSessionToken`, `getTenant`, `parse`, `now`, `validateSession`, `validate`
+`createDebugger`, `loginWithCredentials`, `debug`, `login`, `upsertTenant`, `issueSessionToken`, `loginWithApiKey`, `getTenantByApiKey`, `resolveAuthContext`, `isApiKey`, `parseSessionToken`, `getTenant`, `parse`, `now`, `validateSession`, `validate`
 
 Each identifier is a call site in this file. Follow the import list to see the defining module; open that module’s MD for parameter and return types.
 

docs/sphinx/modules/verae-zapier-middleware/services/tenantService.md

@@ -2,7 +2,7 @@
 
 **Package:** `verae-zapier-middleware`  
 **Source:** `packages/verae-zapier-middleware/src/services/tenantService.js`  
-**Lines:** 138
+**Lines:** 150
 
 ## What this module is
 
@@ -45,7 +45,7 @@ _None extracted._
 
 ## Call graph (identifiers invoked)
 
-`createDebugger`, `slugify`, `toLowerCase`, `replace`, `slice`, `validateVeraeCredentials`, `login`, `selfServeSignup`, `randomUUID`, `createTenant`, `info`, `provision`, `provisionTenant`, `has`, `getTenant`, `listProvisionedTenants`, `listTenants`, `map`
+`createDebugger`, `slugify`, `toLowerCase`, `replace`, `slice`, `validateVeraeCredentials`, `login`, `selfServeSignup`, `bindUser`, `randomUUID`, `createTenant`, `info`, `provision`, `provisionTenant`, `has`, `getTenant`, `listProvisionedTenants`, `listTenants`, `map`
 
 Each identifier is a call site in this file. Follow the import list to see the defining module; open that module’s MD for parameter and return types.
 

docs/sphinx/modules/verae-zapier-middleware/services/timestampService.md

@@ -2,7 +2,7 @@
 
 **Package:** `verae-zapier-middleware`  
 **Source:** `packages/verae-zapier-middleware/src/services/timestampService.js`  
-**Lines:** 170
+**Lines:** 171
 
 ## What this module is
 
@@ -53,13 +53,14 @@ _None extracted._
 - `../config.js`
 - `../clients/veraeClient.js`
 - `../store/jobWatchers.js`
+- `../store/tokenRefs.js`
 - `./entitlementService.js`
 - `../debug/logger.js`
 - `../debug/trace-context.js`
 
 ## Call graph (identifiers invoked)
 
-`createDebugger`, `enqueueWatchForJob`, `getTraceId`, `import`, `enqueueWatch`, `debug`, `enqueueJob`, `createTimestamp`, `checkEntitlement`, `recordUsage`, `createTimestampAndWait`, `waitForJobEvent`, `getStatus`, `waitForJob`, `createBatchTimestamp`, `getJobStatus`, `getBatchJobStatus`, `getBatchStatus`, `getJobVerification`, `lookupHash`
+`createDebugger`, `enqueueWatchForJob`, `getTraceId`, `import`, `enqueueWatch`, `issueTokenRef`, `debug`, `enqueueJob`, `createTimestamp`, `checkEntitlement`, `recordUsage`, `createTimestampAndWait`, `waitForJobEvent`, `getStatus`, `waitForJob`, `createBatchTimestamp`, `getJobStatus`, `getBatchJobStatus`, `getBatchStatus`, `getJobVerification`, `lookupHash`
 
 Each identifier is a call site in this file. Follow the import list to see the defining module; open that module’s MD for parameter and return types.
 

docs/sphinx/modules/verae-zapier-middleware/store/db.md

@@ -2,7 +2,7 @@
 
 **Package:** `verae-zapier-middleware`  
 **Source:** `packages/verae-zapier-middleware/src/store/db.js`  
-**Lines:** 118
+**Lines:** 120
 
 ## What this module is
 

docs/sphinx/modules/verae-zapier-middleware/store/tenants.md

@@ -2,7 +2,7 @@
 
 **Package:** `verae-zapier-middleware`  
 **Source:** `packages/verae-zapier-middleware/src/store/tenants.js`  
-**Lines:** 138
+**Lines:** 142
 
 ## What this module is
 
@@ -30,8 +30,9 @@ _None extracted._
   plan = 'free',
   veraeUsername,
   veraePassword,
+  veraeUserId,
   contract = null,
-  apiKey = generateApiKey(` | params: `object`, params.id: `string`, params.name: `string`, params.plan: `string`, params.veraeUsername: `string`, params.veraePassword: `string`, params.contract: `object|null`, params.apiKey: `string`, params.metadata: `object` | `{ tenant: Tenant, apiKey: string ` — } | see Call graph |
+  apiKey = generateApiKey(` | params: `object`, params.id: `string`, params.name: `string`, params.plan: `string`, params.veraeUsername: `string`, params.veraePassword: `string`, params.veraeUserId: `string`, params.contract: `object|null`, params.apiKey: `string`, params.metadata: `object` | `{ tenant: Tenant, apiKey: string ` — } | see Call graph |
 | `resolveLimits` | `tenant` | tenant: `Tenant` | `{
  *   timestamps: number|null,
  *   verifications: number|null,

docs/sphinx/modules/verae-zapier-middleware/store/tokenRefs.md

@@ -0,0 +1,48 @@
+# `verae-zapier-middleware/store/tokenRefs`
+
+**Package:** `verae-zapier-middleware`  
+**Source:** `packages/verae-zapier-middleware/src/store/tokenRefs.js`  
+**Lines:** 21
+
+## What this module is
+
+Implementation module in `verae-zapier-middleware`. The tables below are extracted from the source (signatures + JSDoc).
+
+## Exports
+
+`issueTokenRef`, `resolveTokenRef`
+
+## Types / interfaces / classes
+
+_None extracted._
+
+## Functions
+
+| Name | Parameters | Param types (JSDoc) | Returns | Calls (same file / helpers) |
+|------|------------|---------------------|---------|-----------------------------|
+| `issueTokenRef` | `tenantId` | — | `unknown` | see Call graph |
+| `resolveTokenRef` | `ref` | — | `unknown` | see Call graph |
+
+## Methods (class / object)
+
+| Name | Parameters |
+|------|------------|
+| `persist` | `(none)` |
+
+## What it imports / requires
+
+- `node:crypto`
+- `./db.js`
+
+## Call graph (identifiers invoked)
+
+`issueTokenRef`, `randomBytes`, `toString`, `getStore`, `toISOString`, `persist`, `resolveTokenRef`
+
+Each identifier is a call site in this file. Follow the import list to see the defining module; open that module’s MD for parameter and return types.
+
+## Return values (how to read this)
+
+- HTTP route handlers return Express `res.json(...)` bodies (see route docs).
+- Zapier `perform` functions return a **single object** (creates) or an **array** (triggers/searches).
+- Pricing functions return integer **cents** on `Quote.totalCents`.
+

docs/sphinx/modules/verae-zapier-middleware/store/tokenRefs.rst

@@ -0,0 +1,7 @@
+verae-zapier-middleware.store.tokenRefs
+=======================================
+
+Generated API sheet for ``verae-zapier-middleware/store/tokenRefs``.
+
+.. include:: tokenRefs.md
+   :parser: myst_parser.sphinx_

docs/sphinx/modules/verae-zapier-middleware/workers/jobPollerWorker.md

@@ -2,7 +2,7 @@
 
 **Package:** `verae-zapier-middleware`  
 **Source:** `packages/verae-zapier-middleware/src/workers/jobPollerWorker.js`  
-**Lines:** 159
+**Lines:** 161
 
 ## What this module is
 
@@ -34,11 +34,12 @@ _None extracted._
 - `../nats/publishers.js`
 - `../clients/veraeClient.js`
 - `../store/tenants.js`
+- `../store/tokenRefs.js`
 - `../debug/trace.js`
 
 ## Call graph (identifiers invoked)
 
-`createDebugger`, `polling`, `resolveVeraeToken`, `getTenant`, `login`, `handleWatch`, `withTrace`, `async`, `publishJobEvent`, `ack`, `getStatus`, `debug`, `nak`, `startJobPollerWorker`, `stopJobPollerWorker`, `connectNats`, `ensureStreams`, `consumer`, `add`, `get`, `info`, `consume`, `parse`, `string`, `error`, `abort`
+`createDebugger`, `polling`, `resolveVeraeToken`, `resolveTokenRef`, `getTenant`, `login`, `handleWatch`, `withTrace`, `async`, `publishJobEvent`, `ack`, `getStatus`, `debug`, `nak`, `startJobPollerWorker`, `stopJobPollerWorker`, `connectNats`, `ensureStreams`, `consumer`, `add`, `get`, `info`, `consume`, `parse`, `string`, `error`, `abort`
 
 Each identifier is a call site in this file. Follow the import list to see the defining module; open that module’s MD for parameter and return types.
 

docs/sphinx/modules/zappier-account-balance/books.md

@@ -2,7 +2,7 @@
 
 **Package:** `zappier-account-balance`  
 **Source:** `packages/zappier-account-balance/src/books.js`  
-**Lines:** 90
+**Lines:** 100
 
 ## What this module is
 
@@ -30,8 +30,9 @@ Implementation module in `zappier-account-balance`. The tables below are extract
 | Name | Parameters |
 |------|------------|
 | `constructor` | `(none)` |
+| `remember` | `customerId, veraeUserId` |
 | `prepaidCents` | `customerId` |
-| `adjust` | `{ customerId, cents, reason, agent, kind = 'credit' }` |
+| `adjust` | `{ customerId, cents, reason, agent, kind = 'credit', veraeUserId }` |
 | `recordUsage` | `entry` |
 | `recordPayment` | `entry` |
 | `statement` | `customerId` |
@@ -42,7 +43,7 @@ _No imports detected._
 
 ## Call graph (identifiers invoked)
 
-`constructor`, `prepaidCents`, `adjust`, `trunc`, `now`, `toString`, `random`, `slice`, `toISOString`, `unshift`, `recordUsage`, `recordPayment`, `statement`, `filter`, `match`, `handle`, `endsWith`
+`constructor`, `remember`, `prepaidCents`, `adjust`, `trunc`, `now`, `toString`, `random`, `slice`, `toISOString`, `unshift`, `recordUsage`, `recordPayment`, `statement`, `filter`, `match`, `handle`, `endsWith`
 
 Each identifier is a call site in this file. Follow the import list to see the defining module; open that module’s MD for parameter and return types.
 

docs/sphinx/modules/zappier/admin.md

@@ -2,7 +2,7 @@
 
 **Package:** `zappier`  
 **Source:** `packages/zappier/src/admin.ts`  
-**Lines:** 591
+**Lines:** 593
 
 ## What this module is
 

docs/sphinx/modules/zappier/app.md

@@ -2,7 +2,7 @@
 
 **Package:** `zappier`  
 **Source:** `packages/zappier/src/app.ts`  
-**Lines:** 272
+**Lines:** 278
 
 ## What this module is
 
@@ -52,7 +52,7 @@ Implementation module in `zappier`. The tables below are extracted from the sour
 
 ## Call graph (identifiers invoked)
 
-`join`, `next`, `parse`, `status`, `json`, `buildApp`, `seeded`, `seedAdminUsersFromEnv`, `rateCard`, `getRateCard`, `tiers`, `getTiers`, `natsPublish`, `toISOString`, `express`, `use`, `load`, `setup`, `adminLoginRouter`, `adminAuth`, `adminRouter`, `static`, `async`, `import`, `toDataURL`, `portalRouter`, `get`, `apiKeyAuth`, `middleware`, `meter`, `post`, `toUpperCase`, `proxyVerae`, `toLowerCase`, `createHash`, `update`, `digest`, `randomUUID`, `set`, `isFinite`, `map`, `unshift`, `filter`, `setUTCDate`, `setUTCHours`, `summaryFor`, `find`, `applyMonthlyCredit`
+`join`, `next`, `parse`, `status`, `json`, `buildApp`, `seeded`, `seedAdminUsersFromEnv`, `rateCard`, `getRateCard`, `tiers`, `getTiers`, `list`, `find`, `natsPublish`, `toISOString`, `express`, `use`, `load`, `setup`, `adminLoginRouter`, `adminAuth`, `adminRouter`, `static`, `async`, `import`, `toDataURL`, `portalRouter`, `get`, `apiKeyAuth`, `middleware`, `meter`, `post`, `toUpperCase`, `proxyVerae`, `toLowerCase`, `createHash`, `update`, `digest`, `randomUUID`, `set`, `isFinite`, `map`, `unshift`, `filter`, `setUTCDate`, `setUTCHours`, `summaryFor`, `applyMonthlyCredit`
 
 Each identifier is a call site in this file. Follow the import list to see the defining module; open that module’s MD for parameter and return types.
 

docs/sphinx/modules/zappier/auth.md

@@ -2,7 +2,7 @@
 
 **Package:** `zappier`  
 **Source:** `packages/zappier/src/auth.ts`  
-**Lines:** 84
+**Lines:** 87
 
 ## What this module is
 
@@ -48,7 +48,7 @@ Implementation module in `zappier`. The tables below are extracted from the sour
 
 ## Call graph (identifiers invoked)
 
-`findByApiKey`, `findByEmail`, `list`, `save`, `constructor`, `arrays`, `map`, `find`, `toLowerCase`, `findIndex`, `push`, `apiKeyAuth`, `header`, `status`, `json`, `next`
+`id`, `findByApiKey`, `findByEmail`, `list`, `save`, `constructor`, `arrays`, `map`, `find`, `toLowerCase`, `findIndex`, `push`, `apiKeyAuth`, `header`, `status`, `json`, `next`
 
 Each identifier is a call site in this file. Follow the import list to see the defining module; open that module’s MD for parameter and return types.
 

docs/sphinx/modules/zappier/billing-nats.md

@@ -2,7 +2,7 @@
 
 **Package:** `zappier`  
 **Source:** `packages/zappier/src/billing-nats.ts`  
-**Lines:** 130
+**Lines:** 138
 
 ## What this module is
 
@@ -29,11 +29,13 @@ Implementation module in `zappier`. The tables below are extracted from the sour
 | `decode` | `buf: Uint8Array` | — | `unknown` | see Call graph |
 | `authzAllow` | `plane: AccessPlane,
   subject: string,
-  extra: { principal?: string; kind?: string } = {},` | — | `unknown` | see Call graph |
+  extra: { principal?: string; kind?: string; veraeUserId?: string } = {},` | — | `unknown` | see Call graph |
 | `natsStatement` | `customerId: string,
-  plane: AccessPlane = 'web',` | — | `unknown` | see Call graph |
+  plane: AccessPlane = 'web',
+  veraeUserId?: string,` | — | `unknown` | see Call graph |
 | `natsAdjust` | `payload: {
     customerId: string;
+    veraeUserId?: string;
     cents: number;
     reason: string;
     agent: string;

docs/sphinx/modules/zappier/portal.md

@@ -2,7 +2,7 @@
 
 **Package:** `zappier`  
 **Source:** `packages/zappier/src/portal.ts`  
-**Lines:** 328
+**Lines:** 337
 
 ## What this module is
 
@@ -51,10 +51,11 @@ Implementation module in `zappier`. The tables below are extracted from the sour
 - `./credits`
 - `./statement`
 - `./billing-nats`
+- `./verae-bind`
 
 ## Call graph (identifiers invoked)
 
-`now`, `reload`, `customer`, `publicProfile`, `sessionAuth`, `header`, `startsWith`, `slice`, `get`, `list`, `find`, `status`, `json`, `next`, `save`, `portalRouter`, `post`, `trim`, `test`, `hashPassword`, `findByEmail`, `randomBytes`, `toString`, `create`, `verifyPassword`, `verifyTotp`, `use`, `delete`, `setUTCDate`, `setUTCHours`, `summaryFor`, `tiers`, `applyMonthlyCredit`, `rateCard`, `async`, `natsStatement`, `composeStatement`, `listFor`, `type`, `send`, `renderInvoiceHtml`, `generateTotpSecret`, `totpUri`, `qr`, `isInteger`, `natsPublish`, `natsAdjust`, `put`
+`now`, `reload`, `customer`, `publicProfile`, `sessionAuth`, `header`, `startsWith`, `slice`, `get`, `list`, `find`, `status`, `json`, `next`, `save`, `portalRouter`, `post`, `async`, `trim`, `test`, `hashPassword`, `findByEmail`, `randomBytes`, `toString`, `bindVeraeUser`, `create`, `verifyPassword`, `verifyTotp`, `use`, `delete`, `setUTCDate`, `setUTCHours`, `summaryFor`, `tiers`, `applyMonthlyCredit`, `rateCard`, `natsStatement`, `composeStatement`, `listFor`, `type`, `send`, `renderInvoiceHtml`, `generateTotpSecret`, `totpUri`, `qr`, `isInteger`, `natsPublish`, `natsAdjust`, `put`
 
 Each identifier is a call site in this file. Follow the import list to see the defining module; open that module’s MD for parameter and return types.
 

docs/sphinx/modules/zappier/statement.md

@@ -2,7 +2,7 @@
 
 **Package:** `zappier`  
 **Source:** `packages/zappier/src/statement.ts`  
-**Lines:** 39
+**Lines:** 41
 
 ## What this module is
 
@@ -22,6 +22,7 @@ _None extracted._
 |------|------------|---------------------|---------|-----------------------------|
 | `composeStatement` | `args: {
   customerId: string;
+  veraeUserId?: string;
   prepaidCents: number;
   credits: CreditAdjustment[];
   usage: UsageEntry[];

docs/sphinx/modules/zappier/upstream.md

@@ -2,7 +2,7 @@
 
 **Package:** `zappier`  
 **Source:** `packages/zappier/src/upstream.ts`  
-**Lines:** 46
+**Lines:** 48
 
 ## What this module is
 

docs/sphinx/modules/zappier/verae-bind.md

@@ -0,0 +1,46 @@
+# `zappier/verae-bind`
+
+**Package:** `zappier`  
+**Source:** `packages/zappier/src/verae-bind.ts`  
+**Lines:** 77
+
+## What this module is
+
+Implementation module in `zappier`. The tables below are extracted from the source (signatures + JSDoc).
+
+## Exports
+
+`normalizeVeraeUsername`, `stableVeraeUserId`, `VeraeBind`, `bindVeraeUser`
+
+## Types / interfaces / classes
+
+| Kind | Name |
+|------|------|
+| type | `VeraeBind` |
+
+## Functions
+
+| Name | Parameters | Param types (JSDoc) | Returns | Calls (same file / helpers) |
+|------|------------|---------------------|---------|-----------------------------|
+| `normalizeVeraeUsername` | `username: string` | — | `unknown` | see Call graph |
+| `stableVeraeUserId` | `username: string` | — | `unknown` | see Call graph |
+| `mockBind` | `email: string` | — | `unknown` | see Call graph |
+| `bindVeraeUser` | `email: string` | — | `unknown` | see Call graph |
+| `login` | `username: string, pass: string` | — | `unknown` | see Call graph |
+
+## What it imports / requires
+
+- `crypto`
+
+## Call graph (identifiers invoked)
+
+`normalizeVeraeUsername`, `trim`, `toLowerCase`, `stableVeraeUserId`, `createHash`, `update`, `digest`, `slice`, `mockBind`, `bindVeraeUser`, `replace`, `randomBytes`, `toString`, `async`, `fetch`, `stringify`, `json`, `login`
+
+Each identifier is a call site in this file. Follow the import list to see the defining module; open that module’s MD for parameter and return types.
+
+## Return values (how to read this)
+
+- HTTP route handlers return Express `res.json(...)` bodies (see route docs).
+- Zapier `perform` functions return a **single object** (creates) or an **array** (triggers/searches).
+- Pricing functions return integer **cents** on `Quote.totalCents`.
+

docs/sphinx/modules/zappier/verae-bind.rst

@@ -0,0 +1,7 @@
+zappier.verae-bind
+==================
+
+Generated API sheet for ``zappier/verae-bind``.
+
+.. include:: verae-bind.md
+   :parser: myst_parser.sphinx_

packages/docs-master/modules-and-nats.md

@@ -59,7 +59,7 @@ Zapier cloud **never** connects to NATS. Internal services do: middleware worker
 
 | Address | Kind | Payload (required fields) |
 |---------|------|---------------------------|
-| `verae.zapier.jobs.watch` | JetStream work queue | `tenantId`, `jobId`, `tokenRef`, `enqueuedAt`, `attempt`, `maxAttempts`, `intervalMs`, `traceId` |
+| `verae.zapier.jobs.watch` | JetStream work queue | `tenantId`, `veraeUserId`, `jobId`, `tokenRef`, `enqueuedAt`, `attempt`, `maxAttempts`, `intervalMs`, `traceId` |
 | `verae.zapier.jobs.events` | JetStream events | `event` (`timestamp.completed\|failed\|timeout`), `tenantId`, `jobId`, `status`, `traceId`, `emittedAt` |
 | `verae.zapier.webhooks.deliver` | JetStream work queue | `hookId`, `tenantId`, `targetUrl`, `event`, `payload`, `attempt`, `traceId` |
 | `verae.zapier.usage` | optional | `tenantId`, `action`, `amount`, `at` |

packages/docs-master/modules/zappier/NATS.md

@@ -6,7 +6,7 @@ Zapier cloud still never connects to NATS. The edge process **does** publish and
 |-----------|---------|------|------|
 | IN HTTPS | `/v1/*` | Zapier Platform app | JSON + `x-api-key` |
 | OUT HTTPS | middleware `/zapier/v1/*` | verae-middleware | same tenant request |
-| OUT NATS | `verae.billing.usage.recorded` | account-balance | meter event |
+| OUT NATS | `verae.billing.usage.recorded` | account-balance | meter event (`customerId`, `veraeUserId`) |
 | OUT NATS | `verae.billing.payment.recorded` | account-balance / others | portal reload |
 | OUT NATS | `verae.billing.credit.applied` | account-balance / others | admin/CS credit |
 | OUT NATS | `verae.billing.statement.get` | account-balance | portal/admin review |

packages/verae-access-authz/src/policy.js

@@ -89,6 +89,8 @@ export function authorize(req) {
     plane,
     subject: internal,
     principal: req?.principal || null,
+    veraeUserId: req?.veraeUserId || req?.payload?.veraeUserId || null,
+    traceId: req?.traceId || req?.payload?.traceId || null,
     reason: 'ok',
   };
 }

packages/verae-access-authz/test/policy.test.js

@@ -60,6 +60,19 @@ test('access-prefixed address is mapped to internal', () => {
   assert.equal(authorize({ plane: 'web', subject: addr }).allow, false);
 });
 
+test('allow echoes veraeUserId for hop tracing', () => {
+  const out = authorize({
+    plane: 'web',
+    subject: 'verae.billing.statement.get',
+    principal: 'cust_1',
+    veraeUserId: 'vu_deadbeefdeadbeef',
+    traceId: 'tr-1',
+  });
+  assert.equal(out.allow, true);
+  assert.equal(out.veraeUserId, 'vu_deadbeefdeadbeef');
+  assert.equal(out.traceId, 'tr-1');
+});
+
 test('unknown plane and authz subjects denied', () => {
   assert.equal(authorize({ plane: 'partner', subject: 'verae.archive.put' }).allow, false);
   assert.equal(authorize({ plane: 'web', subject: 'verae.access.authz.check' }).allow, false);

packages/verae-zapier-middleware/src/clients/veraeClient.js

@@ -7,6 +7,7 @@ import { createHash, randomUUID } from 'node:crypto';
 import { config } from '../config.js';
 import { AppError } from '../errors.js';
 import { createDebugger } from '../debug/logger.js';
+import { stableVeraeUserId } from '../lib/identity.js';
 
 const log = createDebugger('http');
 
@@ -39,7 +40,7 @@ async function mockLogin({ username, password }) {
     token: `mock-jwt-${username}`,
     expiresAt,
     user: {
-      id: randomUUID(),
+      id: stableVeraeUserId(username),
       username,
       role: username.includes('admin') ? 'admin' : 'user',
     },
@@ -53,13 +54,24 @@ async function mockValidate(token) {
   const username = token.replace('mock-jwt-', '');
   return {
     valid: true,
-    userId: randomUUID(),
+    userId: stableVeraeUserId(username),
     username,
     role: 'user',
     expiresAt: new Date(Date.now() + 24 * 60 * 60 * 1000).toISOString(),
   };
 }
 
+async function mockCreateUser({ username, password, role = 'user' }) {
+  if (!username || !password) {
+    throw new AppError('Invalid input', { status: 400, code: 'VALIDATION_ERROR' });
+  }
+  return {
+    id: stableVeraeUserId(username),
+    username,
+    role,
+  };
+}
+
 async function mockCreateTimestamp({ data, hashAlg, sha256, publicMetadata, privateMetadata }) {
   if (!data && !sha256) {
     throw new AppError('Invalid input data', { status: 400, code: 'VALIDATION_ERROR' });
@@ -228,6 +240,28 @@ export const veraeClient = {
     return request('/auth/validate', { token });
   },
 
+  /**
+   * Admin-only Verae user register. JWT is not returned to callers of bind.
+   * @param {string} adminToken
+   * @param {{ username: string, password: string, role?: string }} body
+   */
+  async createUser(adminToken, body) {
+    if (config.mockVerae) return mockCreateUser(body);
+    return request('/auth/users', { method: 'POST', token: adminToken, body });
+  },
+
+  /**
+   * Login (or create via admin) and return the stable user id — never the JWT.
+   * @param {{ username: string, password: string }} credentials
+   */
+  async bindUser(credentials) {
+    const login = await this.login(credentials);
+    return {
+      veraeUserId: login.user?.id || stableVeraeUserId(credentials.username),
+      veraeUsername: login.user?.username || credentials.username,
+    };
+  },
+
   /**
    * @param {string} token
    * @param {{ data: string, hashAlg?: string }} body

packages/verae-zapier-middleware/src/lib/identity.js

@@ -0,0 +1,16 @@
+/**
+ * Stable Verae user id derived from username/email.
+ * Live /auth/login.user.id wins when present; this is the mock/offline id.
+ */
+import { createHash } from 'node:crypto';
+
+export function normalizeVeraeUsername(username) {
+  return String(username || '')
+    .trim()
+    .toLowerCase();
+}
+
+export function stableVeraeUserId(username) {
+  const n = normalizeVeraeUsername(username);
+  return `vu_${createHash('sha256').update(n).digest('hex').slice(0, 16)}`;
+}

packages/verae-zapier-middleware/src/middleware/authenticate.js

@@ -18,8 +18,14 @@ export const authenticate = asyncHandler(async (req, res, next) => {
     extractBearerToken(req.headers.authorization) ?? req.headers['x-api-key'] ?? null;
 
   req.auth = await resolveAuthContext(rawToken);
+  const headerId = req.headers['x-verae-user-id'];
+  if (typeof headerId === 'string' && headerId.startsWith('vu_') && !req.auth.veraeUserId) {
+    req.auth.veraeUserId = headerId;
+    if (req.auth.tenant) req.auth.tenant.veraeUserId = headerId;
+  }
   log.debug('authenticated', {
     tenantId: req.auth.tenantId,
+    veraeUserId: req.auth.veraeUserId,
     method: req.auth.authMethod,
     plan: req.auth.tenant?.plan,
   });

packages/verae-zapier-middleware/src/nats/publishers.js

@@ -37,9 +37,11 @@ export async function enqueueWatch(partial) {
   log.debug('enqueueWatch', {
     subject: SUBJECTS.JOBS_WATCH,
     tenantId: msg.tenantId,
+    veraeUserId: msg.veraeUserId,
     jobId: msg.jobId,
     attempt: msg.attempt,
     traceId: msg.traceId,
+    hasTokenRef: Boolean(msg.tokenRef),
   });
 
   const js = await requireJs();

packages/verae-zapier-middleware/src/services/authService.js

@@ -4,7 +4,7 @@
  */
 
 import { veraeClient } from '../clients/veraeClient.js';
-import { getTenantByApiKey, getTenant } from '../store/tenants.js';
+import { getTenantByApiKey, getTenant, upsertTenant } from '../store/tenants.js';
 import { issueSessionToken, parseSessionToken, isApiKey } from '../lib/tokens.js';
 import { AppError } from '../errors.js';
 import { createDebugger } from '../debug/logger.js';
@@ -33,6 +33,10 @@ export async function loginWithCredentials({ username, password, tenant }) {
   }
 
   const tenantId = tenant?.id ?? `user:${verae.user.username}`;
+  const veraeUserId = verae.user?.id;
+  if (tenant && veraeUserId && tenant.veraeUserId !== veraeUserId) {
+    upsertTenant({ ...tenant, veraeUserId });
+  }
   const accessToken = issueSessionToken({
     tenantId,
     veraeToken: verae.token,
@@ -43,9 +47,10 @@ export async function loginWithCredentials({ username, password, tenant }) {
     accessToken,
     expiresAt: verae.expiresAt,
     tenant: tenant
-      ? { id: tenant.id, name: tenant.name, plan: tenant.plan }
-      : { id: tenantId, name: verae.user.username, plan: 'free' },
+      ? { id: tenant.id, name: tenant.name, plan: tenant.plan, veraeUserId: veraeUserId || tenant.veraeUserId }
+      : { id: tenantId, name: verae.user.username, plan: 'free', veraeUserId },
     user: verae.user,
+    veraeUserId,
   };
 }
 
@@ -93,8 +98,14 @@ export async function resolveAuthContext(rawToken) {
     const tenant = getTenant(session.tenant.id) ?? session.tenant;
     return {
       tenantId: session.tenant.id,
-      tenant: { id: session.tenant.id, name: session.tenant.name, plan: session.tenant.plan },
+      tenant: {
+        id: session.tenant.id,
+        name: session.tenant.name,
+        plan: session.tenant.plan,
+        veraeUserId: session.veraeUserId || tenant?.veraeUserId,
+      },
       veraeToken: parsed.veraeToken,
+      veraeUserId: session.veraeUserId || tenant?.veraeUserId,
       authMethod: 'api_key',
       fullTenant: tenant,
     };
@@ -114,9 +125,10 @@ export async function resolveAuthContext(rawToken) {
   return {
     tenantId: parsed.tenantId,
     tenant: tenant
-      ? { id: tenant.id, name: tenant.name, plan: tenant.plan }
+      ? { id: tenant.id, name: tenant.name, plan: tenant.plan, veraeUserId: tenant.veraeUserId }
       : { id: parsed.tenantId, plan: 'free' },
     veraeToken: parsed.veraeToken,
+    veraeUserId: tenant?.veraeUserId,
     authMethod: 'session',
     fullTenant: tenant,
   };

packages/verae-zapier-middleware/src/services/tenantService.js

@@ -45,7 +45,7 @@ export async function selfServeSignup({ email, name, veraeUsername, veraePasswor
     });
   }
 
-  await validateVeraeCredentials(veraeUsername, veraePassword);
+  const bound = await veraeClient.bindUser({ username: veraeUsername, password: veraePassword });
 
   const id = `tenant-${slugify(email)}-${randomUUID().slice(0, 8)}`;
   const { tenant, apiKey } = createTenant({
@@ -54,14 +54,21 @@ export async function selfServeSignup({ email, name, veraeUsername, veraePasswor
     plan: 'free',
     veraeUsername,
     veraePassword,
+    veraeUserId: bound.veraeUserId,
     contract: null,
     metadata: { email, audience: 'self-serve', createdVia: 'signup' },
   });
 
-  log.info('self-serve signup', { tenantId: tenant.id });
+  log.info('self-serve signup', { tenantId: tenant.id, veraeUserId: bound.veraeUserId });
 
   return {
-    tenant: { id: tenant.id, name: tenant.name, plan: tenant.plan, email },
+    tenant: {
+      id: tenant.id,
+      name: tenant.name,
+      plan: tenant.plan,
+      email,
+      veraeUserId: bound.veraeUserId,
+    },
     apiKey,
     zapierSetup: {
       authType: 'custom',
@@ -102,7 +109,7 @@ export async function provisionTenant({
     });
   }
 
-  await validateVeraeCredentials(veraeUsername, veraePassword);
+  const bound = await veraeClient.bindUser({ username: veraeUsername, password: veraePassword });
 
   const tenantId = id ?? `tenant-${slugify(name)}-${randomUUID().slice(0, 8)}`;
   if (getTenant(tenantId)) {
@@ -115,12 +122,16 @@ export async function provisionTenant({
     plan,
     veraeUsername,
     veraePassword,
+    veraeUserId: bound.veraeUserId,
     contract,
     metadata: { ...metadata, audience, createdVia: 'provision' },
   });
 
-  log.info('tenant provisioned', { tenantId: tenant.id, plan, audience });
-  return { tenant: { id: tenant.id, name: tenant.name, plan: tenant.plan }, apiKey };
+  log.info('tenant provisioned', { tenantId: tenant.id, plan, audience, veraeUserId: bound.veraeUserId });
+  return {
+    tenant: { id: tenant.id, name: tenant.name, plan: tenant.plan, veraeUserId: bound.veraeUserId },
+    apiKey,
+  };
 }
 
 /**
@@ -132,6 +143,7 @@ export function listProvisionedTenants() {
     name: tenant.name,
     plan: tenant.plan,
     audience: tenant.metadata?.audience ?? 'unknown',
+    veraeUserId: tenant.veraeUserId,
     createdAt: tenant.createdAt,
   }));
 }

packages/verae-zapier-middleware/src/services/timestampService.js

@@ -6,6 +6,7 @@
 import { config } from '../config.js';
 import { veraeClient } from '../clients/veraeClient.js';
 import { enqueueJob } from '../store/jobWatchers.js';
+import { issueTokenRef } from '../store/tokenRefs.js';
 import { checkEntitlement, recordUsage } from './entitlementService.js';
 import { createDebugger } from '../debug/logger.js';
 import { getTraceId } from '../debug/trace-context.js';
@@ -25,8 +26,8 @@ async function enqueueWatchForJob(ctx, jobId) {
     await enqueueWatch({
       tenantId: ctx.tenantId,
       jobId,
-      // Prefer re-login in worker; include token for MVP simplicity when mock
-      veraeToken: ctx.veraeToken,
+      tokenRef: issueTokenRef(ctx.tenantId),
+      veraeUserId: ctx.veraeUserId || ctx.tenant?.veraeUserId,
       maxAttempts: config.jobPollMaxAttempts,
       intervalMs: config.jobPollIntervalMs,
       traceId,

packages/verae-zapier-middleware/src/store/db.js

@@ -33,6 +33,7 @@ export function emptyStore() {
     usage: {},
     webhooks: [],
     jobWatchers: [],
+    tokenRefs: {},
     blobs: {},
     shares: {},
     trees: {},
@@ -59,6 +60,7 @@ export function loadStore(path = config.storePath) {
         usage: parsed.usage ?? {},
         webhooks: Array.isArray(parsed.webhooks) ? parsed.webhooks : [],
         jobWatchers: Array.isArray(parsed.jobWatchers) ? parsed.jobWatchers : [],
+        tokenRefs: parsed.tokenRefs ?? {},
       };
       log.debug('store loaded', { path, tenants: Object.keys(store.tenants).length });
     } catch (err) {

packages/verae-zapier-middleware/src/store/tenants.js

@@ -17,6 +17,7 @@ const log = createDebugger('billing');
  * @property {string} plan
  * @property {string} veraeUsername
  * @property {string} veraePassword
+ * @property {string} [veraeUserId]
  * @property {object|null} contract
  * @property {object} [metadata]
  * @property {string} createdAt
@@ -68,6 +69,7 @@ export function upsertTenant(tenant) {
  * @param {string} [params.plan='free']
  * @param {string} params.veraeUsername
  * @param {string} params.veraePassword
+ * @param {string} [params.veraeUserId]
  * @param {object|null} [params.contract=null]
  * @param {string} [params.apiKey]
  * @param {object} [params.metadata]
@@ -79,6 +81,7 @@ export function createTenant({
   plan = 'free',
   veraeUsername,
   veraePassword,
+  veraeUserId,
   contract = null,
   apiKey = generateApiKey(),
   metadata = {},
@@ -91,6 +94,7 @@ export function createTenant({
     plan,
     veraeUsername,
     veraePassword,
+    veraeUserId,
     contract,
     metadata,
     createdAt: new Date().toISOString(),

packages/verae-zapier-middleware/src/store/tokenRefs.js

@@ -0,0 +1,20 @@
+/**
+ * Opaque tokenRef → tenantId. Workers resolve a fresh Verae JWT; NATS never carries it.
+ */
+import { randomBytes } from 'node:crypto';
+import { getStore, persist } from './db.js';
+
+export function issueTokenRef(tenantId) {
+  const ref = `tref_${randomBytes(12).toString('hex')}`;
+  const store = getStore();
+  if (!store.tokenRefs) store.tokenRefs = {};
+  store.tokenRefs[ref] = { tenantId, createdAt: new Date().toISOString() };
+  persist();
+  return ref;
+}
+
+export function resolveTokenRef(ref) {
+  if (!ref) return null;
+  const row = getStore().tokenRefs?.[ref];
+  return row?.tenantId ?? null;
+}

packages/verae-zapier-middleware/src/workers/jobPollerWorker.js

@@ -10,6 +10,7 @@ import { connectNats, ensureStreams } from '../nats/connection.js';
 import { publishJobEvent } from '../nats/publishers.js';
 import { veraeClient } from '../clients/veraeClient.js';
 import { getTenant } from '../store/tenants.js';
+import { resolveTokenRef } from '../store/tokenRefs.js';
 import { withTrace } from '../debug/trace.js';
 
 const log = createDebugger('jobs');
@@ -26,9 +27,10 @@ let abort = null;
 async function resolveVeraeToken(msg) {
   if (msg.veraeToken) return msg.veraeToken;
 
-  const tenant = getTenant(msg.tenantId);
+  const tenantId = msg.tokenRef ? resolveTokenRef(msg.tokenRef) || msg.tenantId : msg.tenantId;
+  const tenant = getTenant(tenantId);
   if (!tenant?.veraeUsername) {
-    throw new Error(`Cannot resolve token for tenant ${msg.tenantId}`);
+    throw new Error(`Cannot resolve token for tenant ${tenantId}`);
   }
   const login = await veraeClient.login({
     username: tenant.veraeUsername,

packages/verae-zapier-middleware/test/integration/tenants.test.js

@@ -44,6 +44,8 @@ describe('tenancy', () => {
     const body = await res.json();
     assert.equal(body.tenant.plan, 'free');
     assert.ok(body.apiKey.startsWith('zmw_'));
+    assert.match(body.tenant.veraeUserId, /^vu_[0-9a-f]{16}$/);
+    assert.doesNotMatch(JSON.stringify(body), /mock-jwt|eyJhbGci/);
   });
 
   it('enterprise without contract rejected', async () => {

packages/verae-zapier-middleware/test/unit/identity.test.js

@@ -0,0 +1,27 @@
+import { describe, it } from 'node:test';
+import assert from 'node:assert/strict';
+import { stableVeraeUserId } from '../../src/lib/identity.js';
+import { issueTokenRef, resolveTokenRef } from '../../src/store/tokenRefs.js';
+import { useTempStore } from '../helpers.js';
+
+describe('verae identity', () => {
+  it('stableVeraeUserId is deterministic and not a JWT', () => {
+    const a = stableVeraeUserId('Ada@Example.com');
+    const b = stableVeraeUserId('ada@example.com');
+    assert.equal(a, b);
+    assert.match(a, /^vu_[0-9a-f]{16}$/);
+    assert.doesNotMatch(a, /eyJ/);
+  });
+
+  it('tokenRef resolves tenant and is not a Verae JWT', () => {
+    const ctx = useTempStore();
+    try {
+      const ref = issueTokenRef('tenant-1');
+      assert.match(ref, /^tref_/);
+      assert.equal(resolveTokenRef(ref), 'tenant-1');
+      assert.doesNotMatch(ref, /mock-jwt|eyJ/);
+    } finally {
+      ctx.cleanup();
+    }
+  });
+});

packages/verae-zapier-middleware/test/unit/veraeClient.test.js

@@ -18,6 +18,9 @@ describe('veraeClient mock', () => {
   it('create → wait → completed', async () => {
     const login = await veraeClient.login({ username: 'u', password: 'p' });
     assert.ok(login.token.startsWith('mock-jwt-'));
+    const again = await veraeClient.login({ username: 'u', password: 'p' });
+    assert.equal(login.user.id, again.user.id);
+    assert.match(login.user.id, /^vu_[0-9a-f]{16}$/);
 
     const { jobId } = await veraeClient.createTimestamp(login.token, {
       data: 'hello',

packages/zapier-user-docs/02-signup-zappier-portal.md

@@ -7,6 +7,7 @@ You need an API key **before** you can connect Zapier.
 3. Enter name, email, and a password of at least 8 characters.
 4. You start on the **Free** plan and receive an **API key immediately**.
 5. Copy the key. It is sent as `x-api-key` on every Zapier request.
+6. Signup also **registers you on Verae central** and stores a stable `veraeUserId` on your account. That id rides every internal hop (billing, authz, job watch) so CS/sales and the chain can see the same person. You never paste the Verae JWT into Zapier — that token stays on the server (`tokenRef` on NATS).
 
 If your company already created an account (you received a key by email), sign up with the **same email**. The existing plan and key are kept; your password is attached to that account.
 

packages/zapier-user-docs/12-security.md

@@ -4,6 +4,7 @@
 - NS1 `nats-server` stays on **127.0.0.1:4222**. Operators use `scripts/nats-tunnel.sh`; it is not a public bind.
 - File bytes and private metadata never go on chain. Private metadata is only on authenticated archive replies.
 - API keys are `x-api-key` / Bearer tokens on HTTPS. Treat them like passwords; regenerating kills old Zaps.
+- The Verae central JWT from `/auth/login` is **not** your Zapier/portal token. Middleware holds it (or re-logins via `tokenRef`). `veraeUserId` is the public correlation id (`vu_…`).
 - Bloom filters are **not** an access-control list. On a hit, middleware still checks tenant/share before returning private records.
 
 If a trace (simulator or `DEBUG_VERAE`) ever shows a `zapier-platform-app` hop with a `verae.*` subject, that is a bug — do not push the app.

packages/zappier-account-balance/src/books.js

@@ -5,16 +5,23 @@ export class AccountBooks {
   constructor() {
     /** @type {Record<string, number>} */
     this.prepaid = {};
+    /** @type {Record<string, string>} */
+    this.veraeUserIds = {};
     this.credits = [];
     this.usage = [];
     this.payments = [];
   }
 
+  remember(customerId, veraeUserId) {
+    if (customerId && veraeUserId) this.veraeUserIds[customerId] = veraeUserId;
+  }
+
   prepaidCents(customerId) {
     return this.prepaid[customerId] ?? 0;
   }
 
-  adjust({ customerId, cents, reason, agent, kind = 'credit' }) {
+  adjust({ customerId, cents, reason, agent, kind = 'credit', veraeUserId }) {
+    this.remember(customerId, veraeUserId);
     const delta = Math.trunc(Number(cents) || 0);
     const next = this.prepaidCents(customerId) + delta;
     this.prepaid[customerId] = next;
@@ -34,6 +41,7 @@ export class AccountBooks {
   }
 
   recordUsage(entry) {
+    this.remember(entry.customerId, entry.veraeUserId);
     const cents = Number(entry.cents) || 0;
     const customerId = entry.customerId;
     const next = this.prepaidCents(customerId) - cents;
@@ -63,6 +71,7 @@ export class AccountBooks {
     const match = (rows) => rows.filter((r) => r.customerId === customerId).slice(0, 100);
     return {
       customerId,
+      veraeUserId: this.veraeUserIds[customerId],
       prepaidCents: this.prepaidCents(customerId),
       credits: match(this.credits),
       usage: match(this.usage),
@@ -74,6 +83,7 @@ export class AccountBooks {
 export function handle(subject, payload, books) {
   const p = payload || {};
   if (subject.endsWith('balance.get') || subject.endsWith('statement.get')) {
+    books.remember(p.customerId, p.veraeUserId);
     return books.statement(p.customerId);
   }
   if (subject.endsWith('balance.adjust') || subject.endsWith('credit.applied')) {

packages/zappier-account-balance/test/books.test.js

@@ -5,11 +5,16 @@ import { SUBJECTS } from '../src/subjects.js';
 
 test('adjust credits prepaid and statement lists credits usage payments', () => {
   const books = new AccountBooks();
-  handle(SUBJECTS.BALANCE_ADJUST, { customerId: 'c1', cents: 500, reason: 'goodwill', agent: 'cs' }, books);
+  handle(
+    SUBJECTS.BALANCE_ADJUST,
+    { customerId: 'c1', veraeUserId: 'vu_abc', cents: 500, reason: 'goodwill', agent: 'cs' },
+    books,
+  );
   handle(SUBJECTS.USAGE_RECORDED, { customerId: 'c1', endpointId: 'timestamp', cents: 4 }, books);
   handle(SUBJECTS.PAYMENT_RECORDED, { customerId: 'c1', cents: 1000, reason: 'reload' }, books);
   const st = handle(SUBJECTS.STATEMENT_GET, { customerId: 'c1' }, books);
   assert.equal(st.prepaidCents, 1496);
+  assert.equal(st.veraeUserId, 'vu_abc');
   assert.equal(st.credits[0].cents, 500);
   assert.equal(st.usage[0].endpointId, 'timestamp');
   assert.equal(st.payments[0].kind, 'payment');

packages/zappier/src/admin.ts

@@ -248,10 +248,11 @@ export function adminRouter(
       agent: typeof agent === 'string' ? agent : 'admin',
     });
     customers.save({ ...customer, balanceCents: (customer.balanceCents ?? 0) + delta });
-    natsPublish(BILLING_SUBJECTS.CREDIT_APPLIED, rec, 'staff');
+    natsPublish(BILLING_SUBJECTS.CREDIT_APPLIED, { ...rec, veraeUserId: customer.veraeUserId }, 'staff');
     void natsAdjust(
       {
         customerId,
+        veraeUserId: customer.veraeUserId,
         cents: delta,
         reason: rec.reason,
         agent: rec.agent,
@@ -273,7 +274,7 @@ export function adminRouter(
       res.status(404).json({ error: 'customer not found' });
       return;
     }
-    const fromNats = await natsStatement(customer.id, 'staff');
+    const fromNats = await natsStatement(customer.id, 'staff', customer.veraeUserId);
     if (fromNats) {
       res.json({ ...fromNats, name: customer.name, tierId: customer.tierId, source: 'nats' });
       return;
@@ -281,6 +282,7 @@ export function adminRouter(
     res.json({
       ...composeStatement({
         customerId: customer.id,
+        veraeUserId: customer.veraeUserId,
         prepaidCents: customer.balanceCents ?? 0,
         credits: credits.list(customer.id),
         usage: accounting.usage.listFor(customer.id),

packages/zappier/src/app.ts

@@ -102,8 +102,14 @@ export function buildApp(deps: AppDeps = {}): {
   };
   const items: StoredItem[] = [];
   const credits = new CreditLedger();
-  const onUsage = (e: { customerId: string; endpointId: string; cents: number }) =>
-    natsPublish(BILLING_SUBJECTS.USAGE_RECORDED, { ...e, at: new Date().toISOString() }, 'api');
+  const onUsage = (e: { customerId: string; endpointId: string; cents: number }) => {
+    const c = customers.list().find((row) => row.id === e.customerId);
+    natsPublish(
+      BILLING_SUBJECTS.USAGE_RECORDED,
+      { ...e, veraeUserId: c?.veraeUserId, at: new Date().toISOString() },
+      'api',
+    );
+  };
   const hashIndex = new Map<
     string,
     { jobId: string; sha256: string; data?: string; timestamp: string }

packages/zappier/src/auth.ts

@@ -12,6 +12,9 @@ export interface Customer {
   /** How this customer is billed. Absent means 'stripe' (the default). */
   billingType?: BillingType;
   email?: string;
+  /** Stable Verae central user id (not a JWT). */
+  veraeUserId?: string;
+  veraeUsername?: string;
   /** scrypt hash for portal login. Absent = no portal password set yet. */
   passwordHash?: string;
   /** Base32 TOTP secret. Present once 2FA setup begins. */

packages/zappier/src/billing-nats.ts

@@ -15,6 +15,7 @@ export type AccessPlane = 'zapier' | 'web' | 'api' | 'leaf' | 'staff';
 
 export type BillingStatement = {
   customerId: string;
+  veraeUserId?: string;
   prepaidCents: number;
   credits: unknown[];
   usage: unknown[];
@@ -54,7 +55,7 @@ function decode(buf: Uint8Array): unknown {
 async function authzAllow(
   plane: AccessPlane,
   subject: string,
-  extra: { principal?: string; kind?: string } = {},
+  extra: { principal?: string; kind?: string; veraeUserId?: string } = {},
 ): Promise<boolean> {
   const http = process.env.AUTHZ_URL;
   if (!http && !(await nc())) return true;
@@ -83,13 +84,18 @@ async function authzAllow(
 export async function natsStatement(
   customerId: string,
   plane: AccessPlane = 'web',
+  veraeUserId?: string,
 ): Promise<BillingStatement | null> {
   const c = await nc();
   if (!c) return null;
-  if (!(await authzAllow(plane, BILLING_SUBJECTS.STATEMENT_GET, { principal: customerId }))) return null;
+  if (
+    !(await authzAllow(plane, BILLING_SUBJECTS.STATEMENT_GET, { principal: customerId, veraeUserId }))
+  ) {
+    return null;
+  }
   const m = await c.request(
     BILLING_SUBJECTS.STATEMENT_GET,
-    encode({ customerId, plane }),
+    encode({ customerId, plane, veraeUserId }),
     { timeout: 2000 },
   );
   return decode(m.data) as BillingStatement;
@@ -98,6 +104,7 @@ export async function natsStatement(
 export async function natsAdjust(
   payload: {
     customerId: string;
+    veraeUserId?: string;
     cents: number;
     reason: string;
     agent: string;
@@ -111,6 +118,7 @@ export async function natsAdjust(
     !(await authzAllow(plane, BILLING_SUBJECTS.BALANCE_ADJUST, {
       principal: payload.agent,
       kind: payload.kind,
+      veraeUserId: payload.veraeUserId,
     }))
   ) {
     return null;

packages/zappier/src/portal.ts

@@ -17,6 +17,7 @@ import { UsageRepo } from './usage';
 import { CreditLedger } from './credits';
 import { composeStatement } from './statement';
 import { BILLING_SUBJECTS, natsPublish, natsStatement, natsAdjust } from './billing-nats';
+import { bindVeraeUser } from './verae-bind';
 
 /**
  * Customer portal API (/portal/api): signup, login with optional TOTP 2FA,
@@ -63,6 +64,7 @@ function publicProfile(c: Customer) {
     tierId: c.tierId,
     billingType: c.billingType ?? 'stripe',
     apiKey: c.apiKey,
+    veraeUserId: c.veraeUserId,
     balanceCents: c.balanceCents ?? 0,
     totpEnabled: c.totpEnabled ?? false,
     emailInvoicing: c.emailInvoicing ?? false,
@@ -97,7 +99,7 @@ export function portalRouter(deps: PortalDeps): Router {
 
   /* ---------------- auth ---------------- */
 
-  router.post('/signup', (req, res) => {
+  router.post('/signup', async (req, res) => {
     const { name, email, password } = req.body ?? {};
     if (typeof name !== 'string' || name.trim().length === 0) {
       res.status(400).json({ error: 'name is required' });
@@ -133,6 +135,10 @@ export function portalRouter(deps: PortalDeps): Router {
         balanceCents: 0,
       };
     }
+    if (!customer.veraeUserId) {
+      const bind = await bindVeraeUser(email);
+      customer = { ...customer, veraeUserId: bind.veraeUserId, veraeUsername: bind.veraeUsername };
+    }
     save(deps, customer);
     const session = deps.sessions.create(customer.id, ttl);
     res.status(201).json({ token: session.token, customer: publicProfile(customer) });
@@ -203,7 +209,7 @@ export function portalRouter(deps: PortalDeps): Router {
   });
 
   router.get('/statement', async (req, res) => {
-    const fromNats = await natsStatement(req.customer!.id, 'web');
+    const fromNats = await natsStatement(req.customer!.id, 'web', req.customer!.veraeUserId);
     if (fromNats) {
       res.json({ ...fromNats, source: 'nats' });
       return;
@@ -211,6 +217,7 @@ export function portalRouter(deps: PortalDeps): Router {
     res.json({
       ...composeStatement({
         customerId: req.customer!.id,
+        veraeUserId: req.customer!.veraeUserId,
         prepaidCents: req.customer!.balanceCents ?? 0,
         credits: (deps.credits || new CreditLedger()).list(req.customer!.id),
         usage: deps.usage.listFor(req.customer!.id),
@@ -290,6 +297,7 @@ export function portalRouter(deps: PortalDeps): Router {
         BILLING_SUBJECTS.PAYMENT_RECORDED,
         {
           customerId: customer.id,
+          veraeUserId: customer.veraeUserId,
           cents: result.creditedCents,
           reason: 'reload',
         },
@@ -298,6 +306,7 @@ export function portalRouter(deps: PortalDeps): Router {
       void natsAdjust(
         {
           customerId: customer.id,
+          veraeUserId: customer.veraeUserId,
           cents: result.creditedCents,
           reason: 'reload',
           agent: 'portal',

packages/zappier/src/statement.ts

@@ -4,6 +4,7 @@ import { UsageEntry } from './usage';
 
 export function composeStatement(args: {
   customerId: string;
+  veraeUserId?: string;
   prepaidCents: number;
   credits: CreditAdjustment[];
   usage: UsageEntry[];
@@ -21,6 +22,7 @@ export function composeStatement(args: {
     }));
   return {
     customerId: args.customerId,
+    veraeUserId: args.veraeUserId,
     prepaidCents: args.prepaidCents,
     credits: args.credits.filter((c) => c.customerId === args.customerId),
     usage: args.usage

packages/zappier/src/upstream.ts

@@ -23,6 +23,8 @@ export async function proxyVerae(
   if (key) headers['x-api-key'] = key;
   const auth = req.header('authorization');
   if (auth) headers.authorization = auth;
+  const veraeUserId = req.customer?.veraeUserId;
+  if (veraeUserId) headers['x-verae-user-id'] = veraeUserId;
   const method = req.method.toUpperCase();
   const init: RequestInit = { method, headers };
   if (method !== 'GET' && method !== 'HEAD') {

packages/zappier/src/verae-bind.ts

@@ -0,0 +1,76 @@
+/**
+ * Bind a portal customer to a Verae central user id.
+ * The public credential stays the zappier API key. The Verae JWT never leaves the server.
+ */
+import { createHash, randomBytes } from 'crypto';
+
+export function normalizeVeraeUsername(username: string): string {
+  return username.trim().toLowerCase();
+}
+
+export function stableVeraeUserId(username: string): string {
+  const n = normalizeVeraeUsername(username);
+  return `vu_${createHash('sha256').update(n).digest('hex').slice(0, 16)}`;
+}
+
+export type VeraeBind = {
+  veraeUserId: string;
+  veraeUsername: string;
+  bound: boolean;
+};
+
+function mockBind(email: string): VeraeBind {
+  const veraeUsername = normalizeVeraeUsername(email);
+  return { veraeUserId: stableVeraeUserId(veraeUsername), veraeUsername, bound: true };
+}
+
+/**
+ * Register or look up the customer on api.veraetime.net.
+ * MOCK_VERAE (default) or missing VERAE_API_BASE_URL → stable id, no network.
+ */
+export async function bindVeraeUser(email: string): Promise<VeraeBind> {
+  const mock = process.env.MOCK_VERAE !== 'false';
+  const base = (process.env.VERAE_API_BASE_URL || '').replace(/\/$/, '');
+  if (mock || !base) return mockBind(email);
+
+  const veraeUsername = normalizeVeraeUsername(email);
+  const adminUser = process.env.VERAE_ADMIN_USER;
+  const adminPass = process.env.VERAE_ADMIN_PASSWORD;
+  const password = `vt_${randomBytes(18).toString('base64url')}`;
+
+  const login = async (username: string, pass: string) => {
+    const r = await fetch(`${base}/auth/login`, {
+      method: 'POST',
+      headers: { 'content-type': 'application/json' },
+      body: JSON.stringify({ username, password: pass }),
+    });
+    if (!r.ok) throw new Error(`verae login ${r.status}`);
+    return r.json() as Promise<{ token: string; user?: { id?: string; username?: string } }>;
+  };
+
+  if (!adminUser || !adminPass) return mockBind(email);
+
+  try {
+    const admin = await login(adminUser, adminPass);
+    const created = await fetch(`${base}/auth/users`, {
+      method: 'POST',
+      headers: {
+        'content-type': 'application/json',
+        authorization: `Bearer ${admin.token}`,
+      },
+      body: JSON.stringify({ username: veraeUsername, password, role: 'user' }),
+    });
+    if (!created.ok && created.status !== 409) {
+      return mockBind(email);
+    }
+    const user = (await created.json().catch(() => ({}))) as { id?: string; username?: string };
+    const id = user.id || (await login(veraeUsername, password)).user?.id;
+    return {
+      veraeUserId: id || stableVeraeUserId(veraeUsername),
+      veraeUsername,
+      bound: true,
+    };
+  } catch {
+    return mockBind(email);
+  }
+}

packages/zappier/tests/portal.test.ts

@@ -19,7 +19,7 @@ async function signup(app: ReturnType<typeof buildApp>['app'], email = 'ada@exam
     .post('/portal/api/signup')
     .send({ name: 'Ada', email, password: 'super-secret-1' });
   expect(res.status).toBe(201);
-  return res.body as { token: string; customer: { id: string; apiKey: string } };
+  return res.body as { token: string; customer: { id: string; apiKey: string; veraeUserId?: string } };
 }
 
 describe('portal signup + login', () => {
@@ -34,6 +34,9 @@ describe('portal signup + login', () => {
     expect(me.status).toBe(200);
     expect(me.body.tierId).toBe('free');
     expect(me.body.balanceCents).toBe(0);
+    expect(customer.veraeUserId).toMatch(/^vu_[0-9a-f]{16}$/);
+    expect(me.body.veraeUserId).toBe(customer.veraeUserId);
+    expect(JSON.stringify(me.body)).not.toMatch(/eyJ|mock-jwt|veraeToken/);
   });
 
   it('never leaks passwordHash or totpSecret through the API', async () => {