diff --git a/clients/web/src/components/groups/ClientSettingsForm/ClientSettingsForm.tsx b/clients/web/src/components/groups/ClientSettingsForm/ClientSettingsForm.tsx
index 8014aa08..4a440c8a 100644
--- a/clients/web/src/components/groups/ClientSettingsForm/ClientSettingsForm.tsx
+++ b/clients/web/src/components/groups/ClientSettingsForm/ClientSettingsForm.tsx
@@ -307,15 +307,16 @@ export function ClientSettingsForm({
               {settings.cimdEnabled && (
                 <>
                   <HintText>
-                    The metadata document must be served over HTTPS and list
-                    this redirect URI:{" "}
+                    The metadata document must be served over HTTPS — or over
+                    plain HTTP from localhost, 127.0.0.1 or [::1], for a local
+                    fixture — and list this redirect URI:{" "}
                     {typeof window !== "undefined"
                       ? `${window.location.origin}/oauth/callback`
                       : "http://localhost:6274/oauth/callback"}
                   </HintText>
                   <ClearableTextInput
                     label="Client ID metadata document URL"
-                    description="Public HTTPS URL of your OAuth client metadata JSON document."
+                    description="HTTPS URL of your OAuth client metadata JSON document (http:// is accepted only on localhost, 127.0.0.1 or [::1])."
                     value={settings.clientMetadataUrl}
                     onChange={(e) =>
                       patch({ clientMetadataUrl: e.currentTarget.value })
diff --git a/clients/web/src/test/core/client/config.test.ts b/clients/web/src/test/core/client/config.test.ts
index bb2b7712..3b6e2663 100644
--- a/clients/web/src/test/core/client/config.test.ts
+++ b/clients/web/src/test/core/client/config.test.ts
@@ -206,6 +206,19 @@ describe("client config", () => {
     ).toThrow(/HTTPS/);
   });
 
+  it("parseClientConfig accepts a loopback http CIMD URL", () => {
+    for (const clientMetadataUrl of [
+      "http://localhost:8090/client-metadata.json",
+      "http://127.0.0.1:8090/client-metadata.json",
+      "http://[::1]:8090/client-metadata.json",
+    ]) {
+      const config = parseClientConfig({
+        cimd: { enabled: true, clientMetadataUrl },
+      });
+      expect(config.cimd?.clientMetadataUrl).toBe(clientMetadataUrl);
+    }
+  });
+
   it("parseClientConfig rejects CIMD URL without path", () => {
     expect(() =>
       parseClientConfig({
@@ -299,6 +312,50 @@ describe("client config", () => {
         CIMD_METADATA_URL_PATH_ERROR,
       );
     });
+
+    it("accepts plain http on the three exempt loopback literals", () => {
+      expect(
+        getCimdClientMetadataUrlError(
+          "http://localhost:8090/client-metadata.json",
+        ),
+      ).toBeUndefined();
+      expect(
+        getCimdClientMetadataUrlError(
+          "http://127.0.0.1:8090/client-metadata.json",
+        ),
+      ).toBeUndefined();
+      expect(
+        getCimdClientMetadataUrlError("http://[::1]:8090/client-metadata.json"),
+      ).toBeUndefined();
+    });
+
+    it("still requires a path on an exempt loopback host", () => {
+      expect(getCimdClientMetadataUrlError("http://localhost:8090")).toBe(
+        CIMD_METADATA_URL_PATH_ERROR,
+      );
+    });
+
+    it("does not widen the exemption beyond the three literals", () => {
+      // `localhost.` and `*.localhost` resolve to loopback on every resolver,
+      // but they are outside the SDK's allow-list — so they are outside ours
+      // too, deliberately, rather than the two disagreeing about one URL.
+      for (const value of [
+        "http://tenant.app.localhost:3300/client-metadata.json",
+        "http://127.0.0.2:8090/client-metadata.json",
+        "http://localhost.example.com/client-metadata.json",
+      ]) {
+        expect(getCimdClientMetadataUrlError(value)).toBe(
+          CIMD_METADATA_URL_HTTPS_ERROR,
+        );
+      }
+      // The root-anchored spelling never reaches the protocol check at all:
+      // `isAbsoluteHttpUrl` rejects its trailing empty label first, so it is
+      // flagged as unparseable rather than as non-HTTPS. Pinned so a later
+      // change to either check has to decide about this case on purpose.
+      expect(
+        getCimdClientMetadataUrlError("http://localhost./client-metadata.json"),
+      ).toBe(CIMD_METADATA_URL_INVALID_ERROR);
+    });
   });
 
   it("formatClientConfigLoadError summarizes Zod validation failures", () => {
diff --git a/clients/web/src/test/integration/mcp/oauth-cimd-fixture.test.ts b/clients/web/src/test/integration/mcp/oauth-cimd-fixture.test.ts
index 759d1d2a..96f30192 100644
--- a/clients/web/src/test/integration/mcp/oauth-cimd-fixture.test.ts
+++ b/clients/web/src/test/integration/mcp/oauth-cimd-fixture.test.ts
@@ -10,6 +10,10 @@ import {
   loadConfig,
   resolveConfig,
 } from "@modelcontextprotocol/inspector-test-server";
+import {
+  getCimdClientMetadataUrlError,
+  parseClientConfig,
+} from "@inspector/core/client/config-parse.js";
 
 /**
  * Live coverage of `test-servers/configs/oauth-cimd-http.json` — the fixture
@@ -34,11 +38,13 @@ import {
  *  - the document's `client_id` equals the URL it was fetched from, which is
  *    what makes it a legal CIMD client id rather than an arbitrary blob.
  *
- * The document is served over plain HTTP here. That is deliberate and is *not*
- * a usable `clientMetadataUrl` for the Inspector, which requires HTTPS with no
- * loopback exemption (#2305) — driving the UI needs a self-signed HTTPS
- * listener, as `docs/test-servers.md` describes. This endpoint exists for the
- * authorization-server side of the flow and for exactly these assertions.
+ * The document is served over plain HTTP here, on `localhost`. Since #2305 that
+ * *is* a usable `clientMetadataUrl`: the Inspector's HTTPS requirement now
+ * exempts the same three loopback literals the SDK exempts for token endpoints,
+ * so the fixture can be driven from the web client with no self-signed HTTPS
+ * listener. The last case below pins that, because it is the property the
+ * fixture's whole reason for existing rests on — a re-tightened validator would
+ * put the manual repro back out of reach without failing anything else here.
  */
 describe("CIMD showcase fixture (#2242)", () => {
   let server: TestServerHttp | null = null;
@@ -121,6 +127,22 @@ describe("CIMD showcase fixture (#2242)", () => {
     expect(doc.token_endpoint_auth_method).toBe("none");
   });
 
+  it("serves the document at a URL the Inspector accepts as a clientMetadataUrl", async () => {
+    const started = await startShowcase();
+    const documentUrl = `${originOf(started)}/client-metadata.json`;
+
+    // The #2305 property: no self-signed HTTPS listener, no
+    // NODE_TLS_REJECT_UNAUTHORIZED=0 — the served URL is legal config as-is,
+    // both inline in the settings form and in `client.json` on disk.
+    expect(new URL(documentUrl).protocol).toBe("http:");
+    expect(getCimdClientMetadataUrlError(documentUrl)).toBeUndefined();
+    expect(
+      parseClientConfig({
+        cimd: { enabled: true, clientMetadataUrl: documentUrl },
+      }).cimd?.clientMetadataUrl,
+    ).toBe(documentUrl);
+  });
+
   it("preserves a query-bearing document URL in the client_id it publishes", async () => {
     const started = await startShowcase();
     const documentUrl = `${originOf(started)}/client-metadata.json?profile=a`;
diff --git a/core/client/config-parse.ts b/core/client/config-parse.ts
index 82c66f1f..fe783664 100644
--- a/core/client/config-parse.ts
+++ b/core/client/config-parse.ts
@@ -58,9 +58,48 @@ const HttpUrlStringSchema = z
 export const CIMD_METADATA_URL_INVALID_ERROR =
   "Must be a valid URL, like https://example.com/oauth/client.json";
 
-/** Field-level error when a CIMD metadata URL is not HTTPS. */
+/**
+ * Field-level error when a CIMD metadata URL is neither HTTPS nor served from
+ * one of the exempt loopback literals. The message names the exemption rather
+ * than saying only "must use HTTPS", so a developer pointing the field at a
+ * local fixture is told which spellings work instead of concluding that nothing
+ * local can (the same phrasing lesson as the token-endpoint notice in
+ * `core/auth/oauthUx.ts`).
+ */
 export const CIMD_METADATA_URL_HTTPS_ERROR =
-  "CIMD client metadata URL must use HTTPS";
+  "CIMD client metadata URL must use HTTPS, except on localhost, 127.0.0.1 or [::1]";
+
+/**
+ * Hosts for which a plain `http:` CIMD metadata URL is accepted.
+ *
+ * SEP-991 expects HTTPS in production for a real reason: a CIMD `client_id` is
+ * a URL the authorization server dereferences, and over plain HTTP the document
+ * it gets back is attacker-modifiable in transit. Loopback is the documented
+ * exception to exactly that reasoning — there is no network segment to sit on —
+ * which is why the SDK exempts these same three literals from its token-endpoint
+ * TLS assertion, and why `core/auth/cimd.ts` already notes that an
+ * already-stored `client_id` may be an `http://` URL "used by local dev/test
+ * metadata servers". Without this, the runtime tolerated a value the config
+ * validation would not let anyone enter, and CIMD could not be driven against
+ * any fixture in this repo (#2305).
+ *
+ * ⚠️ This is the SDK's *three-literal* list, deliberately, and not the broader
+ * `isLoopbackHost` in `core/node/hostUrl.ts` — which imports `node:net` and so
+ * cannot be reached from this browser-safe module. Matching the SDK literal for
+ * literal also keeps the two allow-lists from disagreeing about the same URL.
+ * `::1` arrives from `URL.hostname` bracketed, which is the form stored here.
+ */
+const CIMD_HTTP_EXEMPT_HOSTS = new Set(["localhost", "127.0.0.1", "[::1]"]);
+
+/**
+ * True when a plain-`http:` CIMD metadata URL on this host is acceptable. Takes
+ * the bare host (`URL.hostname`), never a `host:port`. Not exported: the only
+ * caller is the validator below, and the exemption is exercised through it
+ * rather than through a second public surface that could drift from it.
+ */
+function isCimdHttpExemptHost(hostname: string): boolean {
+  return CIMD_HTTP_EXEMPT_HOSTS.has(hostname);
+}
 
 /** Field-level error when a CIMD metadata URL has no path segment. */
 export const CIMD_METADATA_URL_PATH_ERROR =
@@ -81,7 +120,7 @@ export function getCimdClientMetadataUrlError(
   }
   try {
     const url = new URL(trimmed);
-    if (url.protocol !== "https:") {
+    if (url.protocol !== "https:" && !isCimdHttpExemptHost(url.hostname)) {
       return CIMD_METADATA_URL_HTTPS_ERROR;
     }
     if (url.pathname === "/" || url.pathname === "") {
diff --git a/docs/test-servers.md b/docs/test-servers.md
index 55afa07a..806cace2 100644
--- a/docs/test-servers.md
+++ b/docs/test-servers.md
@@ -560,16 +560,23 @@ from **Client settings**, not from a server's own OAuth settings. A `clientMetad
 catalog entry's `oauth` block is silently ignored — and with `supportDCR: true` the connection then
 succeeds *via DCR*, which looks like CIMD working until you read the client id.
 
-⚠️ **The Inspector requires that URL to be HTTPS, and there is no loopback exemption**
+**Use this server's own document as the `clientMetadataUrl`** — `/client-metadata.json` on the origin
+the server announced on startup (`http://127.0.0.1:8092/client-metadata.json` when it got its
+configured port; read the announced URL, since this fixture walks upward on `EADDRINUSE` like every
+other one here). The Inspector requires HTTPS *except* on the three
+loopback literals `localhost`, `127.0.0.1` and `[::1]`
 (`getCimdClientMetadataUrlError` in `core/client/config-parse.ts`, applied to `client.json` on disk as
-well as to the settings form). So this server's own `http://` document is **not** usable as a
-`clientMetadataUrl`: it exists for the authorization-server side of the flow and for tests that drive
-the AS directly. To drive the Inspector end to end you need the document served over HTTPS —
-`https://127.0.0.1:8443/client-metadata.json` from a throwaway self-signed listener works, with
-`NODE_TLS_REJECT_UNAUTHORIZED=0` in the *test server's* environment so its own fetch of that document
-succeeds. That asymmetry is tracked in
-[#2305](https://github.com/modelcontextprotocol/inspector/issues/2305); it is the same over-narrow
-allow-list shape as the token-endpoint exemption above.
+well as to the settings form), which is the same exemption the SDK applies to token endpoints and what
+the runtime already tolerated for an already-stored `client_id`. Give the URL the host the server is
+actually listening on; a host outside those three — `localhost.` and `tenant.app.localhost` included,
+even though both resolve to loopback — is still rejected, deliberately, so this allow-list and the
+SDK's cannot disagree about one URL.
+
+⚠️ **Before [#2305](https://github.com/modelcontextprotocol/inspector/issues/2305) there was no
+loopback exemption at all**, so driving this flow meant standing up a throwaway self-signed HTTPS
+listener to hold the document and setting `NODE_TLS_REJECT_UNAUTHORIZED=0` in the *test server's*
+environment so its own fetch of that document would succeed. That workaround is no longer needed — if
+you find it in a script or an older note, delete it.
 
 With that in place: set the metadata URL in Client settings, connect, and open **Connection Info**.
 It should read `Client registration — Client ID Metadata (CIMD)` with the **client id equal to the