Background threads simulating server responses could race with the `ensure` block
that closes IO pipes, intermittently producing this warning depending on thread scheduling:
```console
#<Thread:0x00007fb69290cbd0 test/mcp/client/stdio_test.rb:28 run>
terminated with exception (report_on_exception is true):
test/mcp/client/stdio_test.rb:55:in `write': stream closed in another thread (IOError)
```
Store each background thread in a `server_thread` variable and call `server_thread&.join(1)`
at the top of each `ensure` block to wait for the thread to finish before closing pipes.
## Motivation and Context
The `MCP::Client` currently only supports HTTP transport (`MCP::Client::HTTP`).
To achieve parity with other MCP SDKs (Python, TypeScript, C#) which provide
stdio client transports for spawning and communicating with server subprocesses,
the Ruby SDK needs a stdio client transport.
https://modelcontextprotocol.io/specification/2025-11-25/basic/transports#stdio
This enables building MCP clients that launch server processes and communicate
via stdin/stdout using newline-delimited JSON-RPC 2.0 messages.
## How Has This Been Tested?
Added tests for process spawning, protocol initialization handshake,
notification handling, error handling, and transport close lifecycle.
## Additional context
Enabled the `Lint/IncompatibleIoSelectWithFiberScheduler` cop in `.rubocop.yml`
to detect accidental use of `IO.select` instead of `IO#wait_readable`.
