According to the specification, `destructive_hint`, `idempotent_hint`, `open_world_hint`,
and `read_only_hint` of `ToolAnnotations` are optional with default values:
https://modelcontextprotocol.io/specification/2025-06-18/schema#toolannotations
This PR sets their default values in accordance with the specification.
Additionally, for readability, the hints have been reordered to follow the specification.
The tests related to `MCP::Tool::Annotations` will be extracted from the `MCP::ToolTest` test class
into a dedicated `MCP::Tool::AnnotationsTest` unit test class as a testing pair.
This improves test clarity, file level test independence, and file level execution speed.
It also ensures consistent placement as a testing pair under `MCP::Tool::*`:
```console
$ ls lib/mcp/tool/
annotations.rb input_schema.rb response.rb
$ ls test/mcp/tool/
annotations_test.rb input_schema_test.rb response_test.rb
```
