## Motivation and Context
Client methods (`tools`, `resources`, `resource_templates`, `prompts`, `read_resource`, `get_prompt`, `call_tool`)
silently swallowed JSON-RPC error responses by falling back to empty defaults. This did not conform to JSON-RPC 2.0,
which clearly distinguishes error responses from success responses.
Both the Python SDK (`MCPError`) and TypeScript SDK (`ProtocolError`) raise exceptions on error responses.
The Ruby SDK was the only one silently discarding them.
Introduces a common `request` method that handles JSON-RPC request construction and error checking in one place,
replacing the duplicated `transport.send_request` calls across all client methods.
## How Has This Been Tested?
Added tests for each affected method verifying that `ServerError` is raised with the correct `code`, `message`,
and `data` attributes.
## Breaking Changes
The previous behavior of silently returning empty defaults on server errors did not conform to JSON-RPC 2.0.
Error responses should be surfaced to callers, not swallowed.
Callers that relied on the silent fallback behavior will need to rescue `MCP::Client::ServerError`.
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