Clean prepaid SoT, identity mailbox, public access planes, leaf policy, fleet spawn

Persist account-balance books; edge caches prepaid from books. Add zappier-identity, verae-nats-accounts, verae-jobs-events, verae-access-staff, zapier-decisions. Edge binds loopback; lan-134 stays off; HTTP services prefer local spawn.

packages/docs-master/modules/verae-access-staff/NATS.md

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+# NATS — verae-access-staff
+
+Plane `staff`. Authz then billing statement/adjust.

packages/docs-master/modules/verae-access-staff/SUMMARY.md

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+# verae-access-staff
+
+Staff plane for credits and statement review.

packages/docs-master/modules/verae-jobs-events/NATS.md

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+# NATS — verae-jobs-events
+
+IN `verae.zapier.jobs.events` queue `jobs-events`.

packages/docs-master/modules/verae-jobs-events/SUMMARY.md

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+# verae-jobs-events
+
+Mailbox for `verae.zapier.jobs.events` (passthrough + count).

packages/docs-master/modules/verae-nats-accounts/NATS.md

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+# NATS — verae-nats-accounts
+
+Policy only. See `policy.json`.

packages/docs-master/modules/verae-nats-accounts/SUMMARY.md

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+# verae-nats-accounts
+
+INTERNAL vs LEAF. Leaf deny `verae.billing.>`.

packages/docs-master/modules/zapier-decisions/NATS.md

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+# NATS — zapier-decisions
+
+None.

packages/docs-master/modules/zapier-decisions/SUMMARY.md

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+# zapier-decisions
+
+Architecture decisions and action log for the lab cleanup (prepaid SoT, identity, access planes, leaf policy, fleet).

packages/docs-master/modules/zappier-identity/NATS.md

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+# NATS — zappier-identity
+
+`verae.identity.bind` / `verae.identity.lookup` queue `identity`.

packages/docs-master/modules/zappier-identity/SUMMARY.md

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+# zappier-identity
+
+Bind and lookup `veraeUserId`. JWTs never stored.