zapier-decisions/decisions/D004-leaf-accounts.md

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# D004 — Leaf cannot touch billing, even if authz is skipped
**Status:** accepted
**Step:** 4
`verae-nats-accounts/policy.json` is the allow-list. access-leaf refuses any target not in the leaf set. nats.conf documents INTERNAL vs LEAF accounts for when the lab cluster is replaced with a real accounts-enabled nats-server.