ruby-sdk/docs/_client/authorization.md
Koichi ITO c9f381a3ee Let a provider customize the HTTP client the OAuth flow uses
## Motivation and Context

`MCP::Client::OAuth::Flow` takes an `http_client_factory:`, but `MCP::Client::HTTP` builds
the flow itself and passes none, so an application using `oauth:` could not add middleware to
the requests the flow makes: Protected Resource Metadata and authorization server metadata discovery,
dynamic client registration, and every token request.
The block that customizes the transport's Faraday connection does not help,
because that connection is bound to the MCP server URL and carries the `headers:` meant for that server,
and the authorization server is a different origin. The TypeScript SDK hands the transport's `fetch` to `auth()`
and the Python SDK sends the provider's requests through the transport's httpx client, so both let
an application instrument these requests; this SDK did not. (#558)

Providers now take `http_client_customizer:`, a callable invoked with the Faraday connection
the flow builds for its own requests, next to the other callables a provider already holds.
It runs after the SDK's defaults (`Accept: application/json`, no redirect following) and
between two middlewares of the SDK's own: `Flow::RequestedURLStamp`, registered before the customizer is invoked,
records the URL the flow asked for on the request environment, and `Flow::RequestedOriginGuard`, registered last,
sees what the customizer's middleware did to the request after that record. A request that would leave that origin,
by following a redirect or rewriting the URL, or that arrives without the record, is refused with
`Flow::DestinationMismatchError` before it reaches the adapter. The record lives on the environment rather than
in `env.request.context`, which stays the application's to fill or replace. The error is an `ArgumentError`
rather than an `AuthorizationError` so neither discovery nor the transport's refresh fallback can absorb
a configuration mistake. The boundary resembles the one the Python SDK keeps for its own requests,
which follows a redirect only within the origin; this flow follows none itself.
`Flow.build_http_client` assembles that connection and `Flow.new(http_client_factory:)` keeps replacing it whole.
Following done inside an adapter cannot be seen by any guard, so the documentation keeps that, `Accept-Encoding`,
and `raise_error` off the list of things a customizer may add, and notes that a recording middleware sees
client credentials and tokens.

Fixes #558.

## How Has This Been Tested?

New tests in `test/mcp/client/oauth/flow_test.rb`, `test/mcp/client/oauth/http_oauth_test.rb`,
and the three provider test files. Against the library before this change, every one of them fails,
on the unknown keyword or on the missing reader.

## Breaking Changes

None. The customizer is opt-in, and the guard cannot fire on the SDK's own middleware-free connection.
2026-09-18 13:04:33 +09:00

28 KiB

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default Authorization 8

Authorization

Authorization is handled by the transport layer. This page covers authenticating the HTTP transport, from custom headers such as bearer tokens to the OAuth 2.1 flows the SDK implements (PKCE with dynamic client registration, the client credentials grant, and cross-app access).

HTTP Authorization

By default, the HTTP transport layer provides no authentication to the server, but you can provide custom headers if you need authentication. For example, to use Bearer token authentication:

http_transport = MCP::Client::HTTP.new(
  url: "https://api.example.com/mcp",
  headers: {
    "Authorization" => "Bearer my_token"
  }
)

client = MCP::Client.new(transport: http_transport)
client.tools # will make the call using Bearer auth

You can add any custom headers needed for your authentication scheme, or for any other purpose. The client will include these headers on every request.

OAuth 2.1 Authorization

When an MCP server enforces the MCP Authorization spec, pass an MCP::Client::OAuth::Provider to the transport instead of a static Authorization header. The transport will:

  • Send Authorization: Bearer <access_token> on every request when a token is available.
  • On a 401 Unauthorized, parse the WWW-Authenticate header, discover the authorization server (Protected Resource Metadata + RFC 8414 Authorization Server Metadata), perform Dynamic Client Registration if needed, run the OAuth 2.1 Authorization Code flow with PKCE (S256), and retry the failed request with the acquired token.
  • Fall back to the legacy 2025-03-26 discovery when the server publishes no Protected Resource Metadata, matching the TypeScript and Python SDKs: the MCP server's origin acts as the authorization base URL, its metadata is fetched from <origin>/.well-known/oauth-authorization-server without the RFC 8414 issuer byte-match (which the legacy spec predates), and when even that is absent the spec's default endpoints /authorize, /token, and /register at the origin are used with PKCE S256 assumed.
  • On subsequent 401s with a saved refresh_token, exchange it at the token endpoint before falling back to the full interactive flow (RFC 6749 Section 6).
  • On a 403 Forbidden whose WWW-Authenticate header carries error="insufficient_scope" (OAuth 2.0 step-up, RFC 6750 Section 3.1 and the MCP scope-selection-strategy), run a fresh authorization request for the union of the currently granted scope and the scope named in the challenge, then retry the failed request once. The refresh path is bypassed because refreshing would re-issue the same scope set the server just rejected. A 403 without that challenge is surfaced unchanged.
  • Request the offline_access scope when client_metadata[:grant_types] includes refresh_token and the authorization server advertises offline_access in its metadata scopes_supported (SEP-2207). This is what lets the server issue the refresh_token used above. As an SDK-level safeguard, when the authorization server does not advertise offline_access the scope is also stripped from any other source (challenge, PRM, or provider-supplied scope) so a server that does not support it never receives it.
require "mcp"

provider = MCP::Client::OAuth::Provider.new(
  client_metadata: {
    client_name: "My MCP App",
    redirect_uris: ["http://localhost:3030/callback"],
    grant_types: ["authorization_code", "refresh_token"],
    response_types: ["code"],
    token_endpoint_auth_method: "none",
  },
  redirect_uri: "http://localhost:3030/callback",
  redirect_handler: ->(authorization_url) {
    # Send the user to the authorization URL - typically `Launchy.open(authorization_url)`
    # or a manual `puts authorization_url` in CLI tools.
  },
  callback_handler: -> {
    # Capture the redirect (for example, by running a small HTTP listener on
    # `redirect_uri`) and return [code, state] from the query string.
  },
)

transport = MCP::Client::HTTP.new(
  url: "https://api.example.com/mcp",
  oauth: provider,
)
client = MCP::Client.new(transport: transport)
client.connect # `initialize` is sent here; if the server replies 401 the OAuth flow runs and the handshake is retried with the acquired token
client.tools

Required keyword arguments to Provider.new:

  • client_metadata: Hash sent to the authorization server's Dynamic Client Registration endpoint. Must include redirect_uris, grant_types, response_types, token_endpoint_auth_method. redirect_uri (below) must appear in this list, otherwise the constructor raises Provider::UnregisteredRedirectURIError. When application_type is omitted, the SDK infers "native" or "web" from redirect_uris per SEP-837 before registering (loopback or custom-scheme URIs are native); an explicit value always wins.
  • redirect_uri: String. Must use HTTPS or be a loopback URL (localhost, 127.0.0.0/8, ::1); other values raise Provider::InsecureRedirectURIError.
  • redirect_handler: Callable invoked with the fully-built authorization URI. Typically opens the user's browser.
  • callback_handler: Callable that returns [code, state] or [code, state, iss] after the user is redirected back to redirect_uri. Returning the 3-element form (with iss set to the RFC 9207 iss parameter from the redirect, or nil when absent) opts into SEP-2468 issuer validation: a present iss must match the authorization server's issuer, and a missing one is rejected when the server advertises authorization_response_iss_parameter_supported.

Optional keyword arguments:

  • scope: Space-separated scopes to request when the server's WWW-Authenticate does not specify one.
  • authorization_request_validator: Callable invoked with an MCP::Client::OAuth::AuthorizationRequest before any authorization request is built. Returning a falsy value abandons the flow with Flow::AuthorizationRefusedError. See Reviewing the authorization request.
  • http_client_customizer: Callable invoked with the Faraday connection the SDK builds for the OAuth flow's own requests, after its defaults and before its origin guard. See Customizing the OAuth HTTP Client.
  • storage: Object responding to tokens, save_tokens(t), client_information, save_client_information(info). Defaults to MCP::Client::OAuth::InMemoryStorage, which keeps credentials in process memory only. Persisted client_information is stamped with an "issuer" member binding it to the authorization server that issued it (SEP-2352): when the server's authorization server changes, the SDK discards the stale registration and its tokens and re-registers automatically (portable CIMD client_ids are kept). Saved tokens carry an "issuer" member of their own, recording the authorization server that minted them, which is what lets a later refresh refuse a server the MCP server has since renamed. Treat both hashes as opaque and persist them as-is; a storage that writes out selected members instead drops these bindings with no error.
  • client_id_metadata_document_url: URL where you publish a Client ID Metadata Document (draft-ietf-oauth-client-id-metadata-document and the MCP authorization specification). When the authorization server advertises client_id_metadata_document_supported: true, the SDK uses this URL as the OAuth client_id and skips Dynamic Client Registration. Spec-required: the URL MUST be https:// with a non-root path and MUST NOT include a fragment, userinfo, or ./.. segments. The SDK additionally rejects query strings (the draft only marks them SHOULD NOT include, but the SDK refuses to send any) for client_id stability. Any of these failures raise Provider::InvalidClientIDMetadataDocumentURLError. The CIMD document served at the URL is a separate JSON artifact from the client_metadata keyword above: the DCR client_metadata MUST NOT include client_id, while the CIMD document MUST include client_id set to the document URL, client_name, and redirect_uris covering redirect_uri.
  • token_request_params: Hash of String keys and values added to every token request the provider makes, for parameters the authorization server requires beyond the grant itself, such as Auth0's audience. Defaults to nil, which adds nothing. The authorization request is not affected. A key the SDK sets itself (listed in Flow::RESERVED_TOKEN_REQUEST_PARAMS), a Hash that compares keys by identity, or a value that is not a Hash of Strings is refused with Flow::InvalidTokenRequestParamsError, a subclass of ArgumentError, when the provider is built, and the accepted Hash is copied and frozen. Any provider that defines a token_request_params method gets the same treatment on every token request it makes; the flow checks the returned value by the same rules and raises the same error before the token request is sent.

{: .warning }

The OAuth 2.0 Dynamic Client Registration Protocol (RFC 7591) is deprecated as a client registration mechanism as of MCP 2026-07-28 in favor of Client ID Metadata Documents, while remaining available for authorization servers that do not support them. Publish a CIMD document and set client_id_metadata_document_url; the SDK then prefers it automatically wherever the authorization server advertises support.

To persist credentials across restarts, supply your own storage:

class FileTokenStorage
  def initialize(path)
    @path = path
  end

  def tokens
    read["tokens"]
  end

  def save_tokens(value)
    write("tokens" => value)
  end

  def client_information
    read["client"]
  end

  def save_client_information(value)
    write("client" => value)
  end

  private

  def read
    File.exist?(@path) ? JSON.parse(File.read(@path)) : {}
  end

  def write(updates)
    File.write(@path, JSON.dump(read.merge(updates)))
  end
end

provider = MCP::Client::OAuth::Provider.new(
  # ... required keywords ...
  storage: FileTokenStorage.new(File.expand_path("~/.config/my-app/oauth.json")),
)

Token Endpoint Errors

When a token exchange or refresh fails, MCP::Client::OAuth::Flow::AuthorizationError includes the HTTP status and the authorization server's error and error_description from RFC 6749 Section 5.2. For example:

Token endpoint returned status 400. invalid_request: Client must not use multiple authentication methods

The exception exposes http_status, error, and error_description readers for structured diagnostics. Missing or non-string diagnostic fields are nil; non-JSON responses retain the status-only message. Other authorization failures have nil readers. An invalid_grant response still raises Flow::InvalidGrantError, a subclass of Flow::AuthorizationError, so refresh-token recovery behavior is unchanged.

Diagnostic fields are limited to 128 characters for error and 512 for error_description, including a trailing ... when truncated. Characters outside the RFC's printable ASCII set are replaced with spaces, and surrounding whitespace is removed. The SDK excludes all other response fields, including error_uri, and does not include the raw response body in these errors. Descriptions are provider-controlled text, not guaranteed to be free of sensitive information; apply your application's logging and redaction policy before persisting them or displaying them to users.

Client Credentials Grant

For a confidential machine-to-machine client (no user, no browser redirect), use MCP::Client::OAuth::ClientCredentialsProvider instead of Provider. The transport discovers the authorization server the same way, then exchanges the OAuth 2.1 client_credentials grant (RFC 6749 Section 4.4) at the token endpoint. There is no authorization request, PKCE, or offline_access, because the grant does not issue a refresh token.

provider = MCP::Client::OAuth::ClientCredentialsProvider.new(
  client_id: "my-service",
  client_secret: ENV.fetch("MCP_CLIENT_SECRET"),
  # token_endpoint_auth_method: "client_secret_basic" (default), "client_secret_post", or "private_key_jwt"
  # scope: "mcp:read mcp:write" (optional; used when the server does not advertise scopes)
  # token_request_params: { "audience" => "https://api.example.com" } (optional; parameters the authorization server requires)
)

transport = MCP::Client::HTTP.new(url: "https://api.example.com/mcp", oauth: provider)

Keyword arguments:

  • client_id: Required. client_secret: Required with the secret-based methods; the grant is for confidential clients, so a credential is mandatory.
  • token_endpoint_auth_method: "client_secret_basic" (default), "client_secret_post", or "private_key_jwt" (RFC 7523 JWT client assertion per SEP-1046). "none" is rejected with ClientCredentialsProvider::InvalidCredentialsError.
  • private_key, signing_algorithm: Required with private_key_jwt - the key (a PEM string or OpenSSL::PKey::PKey, never written to storage) signs the client assertion with "ES256" or "RS256"; client_secret must not be set, because the private key is the credential.
  • scope, storage, authorization_request_validator, token_request_params, http_client_customizer: Optional, same meaning as on Provider. Use token_request_params for a parameter the authorization server requires on the client_credentials grant, such as Auth0's audience.

Cross-App Access (JWT Bearer) Grant

For enterprise MCP deployments where an identity provider (IdP) governs authorization (SEP-990), use MCP::Client::OAuth::CrossAppAccessProvider instead of Provider. The client exchanges an IdP-issued ID token for an Identity Assertion Authorization Grant (ID-JAG) at the IdP via RFC 8693 token exchange, then presents the ID-JAG to the MCP authorization server with the RFC 7523 jwt-bearer grant, authenticating with client_secret_basic. There is no authorization request, PKCE, DCR, or offline_access. Mirrors CrossAppAccessProvider and requestJwtAuthorizationGrant in the TypeScript SDK.

MCP::Client::OAuth::IDJAGTokenExchange.request performs the RFC 8693 exchange at the IdP token endpoint. Wrap it in a callable so the same provider can plug into an enterprise secret store or a test double without changing the transport wiring.

provider = MCP::Client::OAuth::CrossAppAccessProvider.new(
  client_id: "my-mcp-client",
  client_secret: ENV.fetch("MCP_CLIENT_SECRET"),
  assertion_provider: ->(audience:, resource:) {
    MCP::Client::OAuth::IDJAGTokenExchange.request(
      token_endpoint: "https://idp.example.com/token",
      id_token: ENV.fetch("IDP_ID_TOKEN"),
      client_id: "my-idp-client",
      audience: audience,
      resource: resource,
    )
  },
  # scope: "mcp:read mcp:write" (optional; used when neither WWW-Authenticate nor PRM specify one)
)

transport = MCP::Client::HTTP.new(url: "https://api.example.com/mcp", oauth: provider)

Keyword arguments:

  • client_id, client_secret: Required. The jwt-bearer grant authenticates with client_secret_basic at the MCP authorization server.
  • assertion_provider: Required. Callable invoked as call(audience:, resource:) and returning the ID-JAG assertion. audience is the MCP authorization server's validated issuer identifier; resource is the canonical MCP server URL (RFC 8707). Passing both through to IDJAGTokenExchange.request covers the common case.
  • scope, storage, authorization_request_validator, token_request_params, http_client_customizer: Optional, same meaning as on Provider.

Customizing the OAuth HTTP Client

The requests the OAuth flow makes (Protected Resource Metadata discovery on the MCP server's origin, authorization server metadata discovery, dynamic client registration, and every token request the flow sends, whether the first exchange, a refresh, or a step-up) go over a Faraday connection of their own, not over the transport's connection: the transport's is bound to the MCP server URL and carries the headers: and the customizer block meant for that server. To add middleware to the OAuth flow's connection, or to swap its adapter, pass http_client_customizer: to the provider:

provider = MCP::Client::OAuth::ClientCredentialsProvider.new(
  client_id: "my-service",
  client_secret: ENV.fetch("MCP_CLIENT_SECRET"),
  http_client_customizer: ->(faraday) { faraday.use MyApp::Middleware::HttpRecorder },
)

The callable receives the Faraday::Connection after the SDK has applied its defaults and registered the middleware that records the requested URL, and before the SDK registers its origin guard, the same position the transport's customizer block has on the MCP server connection. It may be invoked more than once, and from more than one thread at a time, so keep it free of side effects and safe to run concurrently; today it runs once per authorization attempt, but that is not a promise. A few constraints follow from the checks described below:

  • Do not add redirect-following middleware. Every destination check runs against the URL as written, so a request that middleware added by the customizer would send to a different origin after the SDK has recorded the requested URL, whether by following a 3xx or by rewriting the URL, is refused with Flow::DestinationMismatchError before it reaches the adapter, as is a request that reaches the guard without that record. Middleware inserted ahead of the record with builder.insert(0, ...) that rewrites the URL first or rebuilds the environment is outside the guard, as is following done inside an adapter, so leave both off.
  • Leave Accept-Encoding unset. The response cap below is measured on decoded bytes, and claiming the header turns Net::HTTP's decoding off.
  • Do not add Faraday's raise_error middleware. The flow reads statuses itself, both to tell an absent metadata document from a failed request and to turn a token endpoint error into Flow::InvalidGrantError.
  • With an adapter that does not stream through on_data, the response cap is applied once the body has been buffered rather than as it arrives.
  • A middleware that records requests sees the client credentials on token requests (Authorization: Basic, client_secret, client_assertion), refresh tokens, and the access tokens in token responses; redact them before they reach a log.

Communication Security

When oauth: is set, the MCP transport URL and every OAuth-facing URL (PRM, Authorization Server metadata, authorization_endpoint, token_endpoint, registration_endpoint, redirect_uri) must use HTTPS or a loopback host. Non-loopback http:// URLs are rejected at the SDK boundary so a bearer token is never sent over plain HTTP to a remote host.

The transport also snapshots the canonicalized origin, path, and query string of the MCP URL at initialize time and re-checks them on every outgoing request through a Faraday middleware that runs after any user-supplied customizer. That means any URL swap raises MCP::Client::HTTP::InsecureURLError before the request reaches the adapter, whether the swap was triggered by instance_variable_set(:@url, ...), by a Faraday customizer rewriting url_prefix, or by a custom middleware rewriting env.url (including just env.url.query) at request time, and whether the new URL is http:// or https:// to a different host or tenant.

Discovery URL Destinations

The scheme rules above say how a URL is contacted, not where it points. Discovery URLs arrive from the network, so the SDK also constrains their destinations. Both checks run before the request is sent, and neither is configurable.

  • The resource_metadata URL in a WWW-Authenticate challenge must be on the MCP server's own origin. Protected Resource Metadata describes that server, so a real deployment publishes it there; requiring it means a 401 cannot aim the first request of the flow at an unrelated host. This is stricter than RFC 9728, which does not require it.
  • The PRM authorization_servers entry and the authorization_endpoint, token_endpoint, and registration_endpoint from Authorization Server metadata must not be IP literals in a private, loopback, link-local, or unique-local range, per the SSRF precaution in RFC 9728 Section 7.7. The blocked ranges are 0.0.0.0/8, 10.0.0.0/8, 100.64.0.0/10, 127.0.0.0/8, 169.254.0.0/16, 172.16.0.0/12, 192.168.0.0/16, ::/96, fc00::/7, and fe80::/10, along with the IPv4-mapped IPv6 spellings of each and the localhost name.
  • That range check is skipped when the MCP server URL you configured is itself on such an address. Pointing the client at a private network is a deliberate act, and the authorization server for it usually lives on the same network, so http://localhost development and deployments that never leave a corporate network keep working.

The range check compares IP literals and does not resolve hostnames, so it cannot recognize an internal service that is named rather than addressed, such as https://vault.corp.internal/. Resolving names here would not close that gap either, because the address the SDK looked up need not be the one the HTTP client connects to a moment later. The same-origin rule is what protects the resource_metadata URL, which is the only one of these a server supplies directly.

On the connection the SDK builds, a middleware that would send a request to a different origin, by following a 3xx or by rewriting the URL, is refused before the request goes out (see Customizing the OAuth HTTP Client). A connection supplied through MCP::Client::OAuth::Flow.new(http_client_factory:) replaces that one, the provider's http_client_customizer and the guard included, so do not add redirect-following middleware to it: every check above runs against the URL as written, and a connection that follows a 3xx on its own would reach hosts these rules just refused. A factory that wants to keep them can return MCP::Client::OAuth::Flow.build_http_client(customizer), the connection the SDK builds for itself.

The SDK also bounds what those endpoints may return. A discovery, dynamic client registration, token, or token exchange response is refused once it passes 4 MiB, measured as the body arrives rather than after it has been buffered, so a compressed body that expands past the limit is refused partway through the expansion. Unlike the transport's max_message_bytes:, this limit is not configurable: these documents run to kilobytes in normal operation, and a connection supplied through http_client_factory: is bounded as well, so there is no way to opt out of it.

Reviewing the authorization request

The checks above constrain where the SDK will send a request. What they cannot decide is whether the authorization server an MCP server names is one you want your users signing in to. That choice belongs to the MCP server: it publishes authorization_servers in its Protected Resource Metadata and states the scopes it wants in scopes_supported or in the WWW-Authenticate challenge. An authorization server is legitimately a different origin from the resource it protects, so no origin rule can settle the question, and validating that a token was issued for the intended audience is a responsibility the specification places on MCP servers rather than on clients.

authorization_request_validator is where an application that does know which providers its users deal with can say so:

ALLOWED_ISSUERS = ["https://login.example.com", "https://accounts.google.com"]

provider = MCP::Client::OAuth::Provider.new(
  # client_metadata:, redirect_uri:, redirect_handler:, and callback_handler: as in the first example.
  authorization_request_validator: ->(request) {
    ALLOWED_ISSUERS.include?(request.authorization_server)
  },
)

The argument is an MCP::Client::OAuth::AuthorizationRequest carrying authorization_server (the selected issuer), scopes (an Array, empty when neither the challenge nor the metadata named any), server_url, and resource. It is one object rather than keyword arguments so that later revisions of the specification can add to it without changing the shape you wrote. Only the named readers are the contract. The positional access a Struct also happens to provide (request[0], to_a, each) is not, and can break when the representation changes.

server_url is the URL the transport was configured with, verbatim; resource is the value actually sent as the RFC 8707 resource, which is that URL canonicalized (fragment and userinfo dropped, scheme and host lowercased, a default port removed) or, when the Protected Resource Metadata advertises one, the canonicalized value from there. That advertised value may name a parent path, so a server at https://api.example.com/mcp can legitimately produce a resource of https://api.example.com. Match on server_url when you mean the server you configured.

Compare the issuer as a whole string, the way the SDK compares it everywhere else, rather than picking its host out: multi-tenant providers tell tenants apart by path, and a legacy authorization server whose metadata never named an issuer arrives as nil, which an exact comparison refuses instead of raising.

The provider is only half of the decision. The MCP server chose the scopes too, so a request naming a provider you allow can still ask for more than that server has any business asking for. scopes rides on the request so that a host with a policy per server can apply it:

ALLOWED_SCOPES = { "https://api.example.com/mcp" => ["mcp:read", "mcp:write"] }

provider = MCP::Client::OAuth::Provider.new(
  # client_metadata:, redirect_uri:, redirect_handler:, and callback_handler: as in the first example.
  authorization_request_validator: ->(request) {
    ALLOWED_ISSUERS.include?(request.authorization_server) && request.scopes.all? { |scope| ALLOWED_SCOPES.fetch(request.server_url, []).include?(scope) }
  },
)

A host with a user to ask can put the decision to them instead. The request carries what such a prompt has to name: the provider, the scopes, and the server that asked for them.

It runs on all three grants, after that server's metadata has been fetched (which is where the validated issuer comes from) and before any registration, credential, or user reaches it: on the authorization-code grant before dynamic client registration and before any browser is opened, and on the JWT bearer grant before assertion_provider is invoked, since obtaining an ID-JAG tells your identity provider which authorization server the assertion is for. Refusing therefore leaves nothing registered at, and no assertion minted for, the authorization server you rejected. Returning a falsy value raises Flow::AuthorizationRefusedError. It subclasses Flow::AuthorizationError, so a rescue written for that still catches it, while rescuing the narrower class tells a refusal by your own policy apart from a network or metadata failure.

The hook decides whether to proceed, not what to ask for: the scopes are passed to the authorization server unchanged either way, because the specification requires a client to treat the scopes in the challenge as authoritative for the operation. Leaving it unset authorizes whatever the server asked for, which is what every MCP SDK does today.

It is asked when a new grant is requested, not on every token refresh, which happens unattended and against an authorization server you already answered for. An authorization server that changes between authorization and refresh is caught instead: the SDK records which one issued the tokens, and refresh! refuses to present a refresh token to a different one, even when the client identity is portable across authorization servers as a Client ID Metadata Document URL is. The transport answers that refusal by running a full authorization, which brings the new authorization server back here for you to accept or refuse. Tokens stored before this behavior shipped carry no issuer and keep refreshing; the binding applies from their next authorization.